http://ficoforums.myfico.com/t5/Student-Loans/Direct-Loans-and-DOE/m-p/1304035#M8169 <p>I have posted here before about how my Direct Loans went &quot;closed&quot; and balance zero in October and in January the new tradeline reopened in January for TU and EQ but as of today - EX still just has the closed balance zero for my DOE student loans.  Now as of yesterday when I logged into the myedaccount.com to pay my student loan - my balance is zero and when I called Direct Loans - my loans have been transferred to EDFinancial and I go to their website to see that yes - my loan is now with them.  I would assume that it will be another 7 months before all three have the new tradeline if even then. </p><p> </p><p>Been waiting to apply for mortgage but cannot while this keeps screwing up my credit reports. </p><p> </p><p>I keep paying every month but none of the credit bureaus have this new account and only two indicate I have student loans let alone paying on them.  The DOE Ombudsmen couldn't help with the first problem from October now there is this new one that I don't know who it impacts....</p><p> </p><p>Has anyone here have an information on this new issue?</p> Thu, 22 Mar 2012 22:50:53 GMT wamcon 2012-03-22T22:50:53Z http://ficoforums.myfico.com/t5/Student-Loans/Direct-Loans-and-DOE/m-p/1304035#M8169 <p>I have posted here before about how my Direct Loans went &quot;closed&quot; and balance zero in October and in January the new tradeline reopened in January for TU and EQ but as of today - EX still just has the closed balance zero for my DOE student loans.  Now as of yesterday when I logged into the myedaccount.com to pay my student loan - my balance is zero and when I called Direct Loans - my loans have been transferred to EDFinancial and I go to their website to see that yes - my loan is now with them.  I would assume that it will be another 7 months before all three have the new tradeline if even then. </p><p> </p><p>Been waiting to apply for mortgage but cannot while this keeps screwing up my credit reports. </p><p> </p><p>I keep paying every month but none of the credit bureaus have this new account and only two indicate I have student loans let alone paying on them.  The DOE Ombudsmen couldn't help with the first problem from October now there is this new one that I don't know who it impacts....</p><p> </p><p>Has anyone here have an information on this new issue?</p> Thu, 22 Mar 2012 22:50:53 GMT http://ficoforums.myfico.com/t5/Student-Loans/Direct-Loans-and-DOE/m-p/1304035#M8169 wamcon 2012-03-22T22:50:53Z http://ficoforums.myfico.com/t5/Student-Loans/Direct-Loans-and-DOE/m-p/1304641#M8172 <p>All I can tell you is that your situation sounds exactly like mine except for the being transfered at this time. All 3 CRs show closed/transfered of 1 TL that included all of my 4 loans. Then, EQ and TU show my 4 &quot;open, pays as agreed&quot; TLs but not EX. I faxed the Credit Clearing dept the other day to get them to start reporting correctly to EX. Haven't heard back from them and it's still not reporting as of today.</p><p> </p><p>The Ombudsman didn't have a clue. He actually asked me if I had contacted EX about the TLs not reporting...sigh</p> Fri, 23 Mar 2012 03:05:54 GMT http://ficoforums.myfico.com/t5/Student-Loans/Direct-Loans-and-DOE/m-p/1304641#M8172 Lois5669 2012-03-23T03:05:54Z