kevinjjc Tracker

Re: Thinking of pulling the trigger for Discover IT

kevinjjc — Sat, 18 May 2013 02:28:11 GMT

Trigga wrote:
Called and asked for 5k limit got 800 :smileyindifferent: so now its sitting @3k limit :smileyembarrassed:. Not sure if i should try for CLI on Walmart also since i have it almost to the max atm .

Go for it!! It will be a soft pull, so no big deal if they don't give you a CLI.

Re: Navy Federal -Big Rewards system upgrade!

kevinjjc — Sat, 18 May 2013 02:11:09 GMT

This is great news!! I wonder if they will make any changes with the nRewards card.

Re: Thinking of pulling the trigger for Discover IT

kevinjjc — Sat, 18 May 2013 01:57:52 GMT

Trigga wrote:
kevinjjc wrote:
Trigga wrote:
kevinjjc wrote:

What other credit cards do you have?
I have 1 cap one card small CL also a Householdbank card that is converting to Capone and lastly a Amazon card with a 2200 CL , total over all useage is @ 50% ! :smileyfrustrated:
Is that the Amazon store card or the Amazon Visa? If it's the Amazon store card, you should request a CLI since it's backed by GECRB and they are soft CLI's. Do the same for your Walmart card, which is also GECRB. This and paying your balances down will help with your high utilization.
Its the store card i got a CLI about 2 months ago on both Walmart and Amazon , i hit the love button but it was a no go im sure ill have to wait for another ??

Call their backdoor # aka credit solutions. IMO, it's better to call after hours so you get a rep from overseas. Try now! :)

Re: Discover is pretty stingy...

kevinjjc — Sat, 18 May 2013 01:52:01 GMT

Yeah, unfortunately Discover can be pretty stingy with credit limits. Are you willing to sacrifice a hard pull? I bet, based on the high limits on your other cards, you will get a large CLI if you let them do a hard pull.

Re: Thinking of pulling the trigger for Discover IT

kevinjjc — Sat, 18 May 2013 01:43:42 GMT

Trigga wrote:
kevinjjc wrote:

What other credit cards do you have?
I have 1 cap one card small CL also a Householdbank card that is converting to Capone and lastly a Amazon card with a 2200 CL , total over all useage is @ 50% ! :smileyfrustrated:

Is that the Amazon store card or the Amazon Visa? If it's the Amazon store card, you should request a CLI since it's backed by GECRB and they are soft CLI's. Do the same for your Walmart card, which is also GECRB. This and paying your balances down will help with your high utilization.

Re: Thinking of pulling the trigger for Discover IT

kevinjjc — Sat, 18 May 2013 01:28:28 GMT

Trigga wrote:
With my other cards there limits are low so my total over all useage is %50

What other credit cards do you have?

Re: Amex BCP 6 month CLI success! whoohoo!

kevinjjc — Fri, 17 May 2013 00:55:33 GMT

Congrats! Nice CLI. You did a great job explaining it.

Re: Get approved for Kohls CC!!!

kevinjjc — Fri, 17 May 2013 00:50:20 GMT

Congrats on the approval and sorry for the low initial limit. :smileysad: Your last sentence really made me LMAO!!! :smileylol:

Re: Discover IT Cli!

kevinjjc — Fri, 17 May 2013 00:45:57 GMT

Congrats!!! You only requested 1k? I would have requested more. :smileywink:

Re: Anyone get the $75.cash back bonus deal?

kevinjjc — Sun, 12 May 2013 03:35:14 GMT

Lucky you! Hopefully I get some Discover love too.

Re: Discover 2% Promo May13th to 31st

kevinjjc — Sat, 11 May 2013 04:32:45 GMT

Nothing for me. I feel left out. Oh well. OP, don't feel bad for posting this.

Re: Auto-CLI from US Bank!!!

kevinjjc — Fri, 10 May 2013 03:35:59 GMT

Well, looks like the CLI was well deserved. :)

Re: Auto-CLI from US Bank!!!

kevinjjc — Fri, 10 May 2013 03:25:15 GMT

Mine is currently at 15k. Heavy usage? So jealous!! :) jk

Re: Auto-CLI from US Bank!!!

kevinjjc — Fri, 10 May 2013 03:19:57 GMT

Congrats!! 20k is sweet!! What was your credit limit before?

Re: Did You know with Discover.

kevinjjc — Fri, 10 May 2013 01:26:39 GMT

Yeah I knew this. Thanks for the reminder.

Re: Citi Thank You Preferred upgraded to World Elite MC

kevinjjc — Thu, 09 May 2013 02:30:02 GMT

@Alpha43

Go for the Sallie Mae MC issued by Barclays.

Re: WM Discover Love!

kevinjjc — Wed, 08 May 2013 19:14:06 GMT

+1. GECRB recons are better after normal business hours.

Re: Walmart Birthday Gift - $10 eGift Card

kevinjjc — Wed, 08 May 2013 19:09:40 GMT

Happy birthday!! What a nice surprise. Hopefully GECRB Walmart remembers my b-day.

Re: Approved for Discover It, Chase Freedom Pending

kevinjjc — Wed, 08 May 2013 17:22:27 GMT

+1 on calling Chase again for a recon. Let them know about your Discover approval. Good luck!! That's a great initial limit for Discover.

Re: Discover Auto CLI!

kevinjjc — Wed, 08 May 2013 14:00:50 GMT

You can also switch to the Discover it card thru the online chat.