tengtengvn Tracker

Re: Ask a Personal Banker from Chase anything

tengtengvn — Thu, 07 Mar 2013 22:18:07 GMT

When they ask me the same question at the branch, I told them: Chase never do anything good for me. I want my WAMU internet saving account back. LOL

I refinanced my car few months back, their rate suck and I own less than $5k so no cash out, no loan. But why the heck didn't you tell me before I applied.

Re: Anyone use Manilla to manage it all?

tengtengvn — Thu, 07 Mar 2013 12:21:38 GMT

lg8302ch wrote:
thks for the feedback. Some account login I will not be able to do with these two options...BofA is set with SafePass so the systems will refuse a login...but some verification questions like Cap1, Discover and Chase passed with Pageonce but Chase definitely will not link with Manilla or I am doing something wrong... But gathering all info in one place is really cool... Love it!

My Chase login works fine on those sites.

Re: Anyone use Manilla to manage it all?

tengtengvn — Thu, 07 Mar 2013 06:00:36 GMT

Creditaddict wrote:
Better then Mint?

I haven't login to Mint for sometime. Pageonce and Manilla are the right combination for me.

Re: Congratulation, your new credit limit is 25k!

tengtengvn — Wed, 06 Mar 2013 21:48:04 GMT

ryanbush wrote:
Awesome! do you have any other cards close to that?

Not quite. BoA @ 12k

Re: Congratulation, you new credit limit is 25k!

tengtengvn — Wed, 06 Mar 2013 20:12:21 GMT

snowkitty wrote:
Congrats!! I got my 3x yesterday.....it's such a great feeling to get such a nice increase!!

Congrats on yours aswell. I know huh. Mine was like instant approval as soon as I finish pushing the button on the phone.

Re: Congratulation, you new credit limit is 25k!

tengtengvn — Wed, 06 Mar 2013 20:05:19 GMT

Thanks guys! :smileytongue:

NJTurnpike wrote:
that is awesome! congrats. what was your previous CL? what card did your get this limit on?

It was a BCE PCed from BCP. 6k -> 10k -> 25k... I think this will put my CR to a whole new level when manual review for a loan. :smileyvery-happy:

Congratulation, your new credit limit is 25k!

tengtengvn — Wed, 06 Mar 2013 20:23:04 GMT

Oh oh oh... my first 25k CC and it's an AMEX. :smileyvery-happy: Requested over the phone and will be available to use in the next 15 minutes. :smileywink:

Re: 2nd BofA CLI SUCCESS!!

tengtengvn — Wed, 06 Mar 2013 19:29:34 GMT

ilovelisa wrote:
yes two HP's :smileysad:. But at this point, I don't care because I probably have more than 50 inquiries on each CB.

50 inquiries. WOW.... speechless.

Re: OMG!! Amex 3x cli Approved!!!

tengtengvn — Wed, 06 Mar 2013 19:26:53 GMT

youngandcreditwrthy wrote:
Lol@teng! Don't get a FR! That's why I might request something like $24,900 lol rather than a $25k. Haha

I see. You try hard not to push the envelope. :smileylol:

Re: Paying with NFC Phones ?

tengtengvn — Wed, 06 Mar 2013 19:23:50 GMT

DeadSpider wrote:
Recently got a new phone LG Nexus 4 and used with Google Wallet at my local 7-11 using Freedom and shows up as GOOGNFC*7-ELEVEN.
My question is will Chase know it's a gas station and credit me 5% for this quarter ?

Nope, you will get the minumum for all those purchases. That's why I don't use Google Wallet.

Re: AU question

tengtengvn — Wed, 06 Mar 2013 19:20:33 GMT

I live in CA and have many bills send to GA (I commute between CA-GA every weekend).

It's just the address on the statement.. No one really cares.

Re: Advice needed--possible Amex app

tengtengvn — Tue, 05 Mar 2013 22:54:05 GMT

AMEX CCs are harder to get than their charge cards. I got my BCP backdated from the old Green, then convert to BCE before AF hit.

Re: How to get a business Credit Card

tengtengvn — Tue, 05 Mar 2013 22:47:38 GMT

Remind me of that Chase Ink insanely annoying commercial. Like cupcakes and beer is a big deal. Who the heck drink beer and eat cupcakes at the same time.

Re: Applying for store cards online or in person?

tengtengvn — Tue, 05 Mar 2013 22:37:05 GMT

Pretty sure sweet talk to the employee won't have any effects on the credit decision.

Re: OMG!! Amex 3x cli Approved!!!

tengtengvn — Tue, 05 Mar 2013 22:28:06 GMT

My AMEX CLI is overdue. x3 rule will get me 30k or better yet another FR. :smileylol:

Re: How to get a business Credit Card

tengtengvn — Tue, 05 Mar 2013 20:51:20 GMT

FutureBillionaire wrote:
Biz credit cards don't show up on your credit report. My next conquests will be chase biz cards I think.

Some do and likely all negative information will be there on your CR if you ever pay late or delinquencies.

Re: First Premier got me again!

tengtengvn — Tue, 05 Mar 2013 20:44:32 GMT

Monthly fee. Great concept.

Re: How to get a business Credit Card

tengtengvn — Tue, 05 Mar 2013 20:24:38 GMT

I've been charging all business expenses to my personal cards. I don't see the point of having business card when I can manage the expenses seperately. All the receipts for business are scanned to the computer, organized and paid off.

Re: DCU Auto Loan Info

tengtengvn — Fri, 14 Dec 2012 04:34:16 GMT

They approved my loan but denied my membership which is a BS.. Income is more than enough, credit score is in 750+ range. My credit report was pulled twice too.

I guess this is one of those lenders that advertise low rate, then drop it when they see that you are not the one they can make money off because you are qualified for the lowest rate.

Re: Discover More Approved!!!!

tengtengvn — Fri, 07 Dec 2012 16:45:39 GMT

Congrats! Check out Discover once you get the card.