twelfthjoe2 Tracker

Re: American Express F/R

twelfthjoe2 — Sat, 03 Nov 2012 00:50:36 GMT

Wahoo wrote:
twelthjoe2 how do you get your siggy to look like that?

OP did your utlization jump on other cards or did a negative post on another account? Maybe it took them 3 months for the system to figure out you had a card closed (possibly for a loss) 20 years ago.

I made it. I'll make anybody one that wants one. Just PM me what cards you have and there limits. Up to 7 cards can be done so PM your your most prime cards and I'll make you one. :)

Re: American Express F/R

twelfthjoe2 — Fri, 02 Nov 2012 23:13:05 GMT

nada9188 wrote:
No real loss for you or Amex then. I truly believe that the trigger for a f/r is info reported on your credit. In fact, this post is practically proof of that.

How does this post prove that? Depending on what cards he has with those banks he could very well have excellent credit. If you don't mind me asking what cards do you have with them?

Re: Thinking of amex gold

twelfthjoe2 — Fri, 02 Nov 2012 04:44:04 GMT

qc-ttns wrote:
yup i was approved for the prg. :-) its a really good feeling !! i was down at the 400s around this time last year.

Nice and gratz. :) Did the link work for you?

Re: Amex Delta

twelfthjoe2 — Fri, 02 Nov 2012 02:45:22 GMT

nicholasyud wrote:
twelfthjoe2 wrote:
From what you said I would try for the Green Charge card and then if you get that you could try for the Delta. Even tho you dont want one it's a good starting point with them and if they turn you down for the Delta you can use the green card and show them your a good cardmember. The charge cards have lower undwerwriting. 662 is a little low for a credit card from them.
i had think about it too but really im in my rebuilding mode and really dont want to apps for so many apps.........maybe 2 or 3 gonna be good for me...........
Maybe later in another time but i really want to build relationship with them thou.........The charge cards had some minium speding or its NSPL something ???

The charge cards have NPSL and if your approved for the green card you can apply for the Delta right away and not get a 2nd HP. They can both be done with one HP.

Re: Amex Delta

twelfthjoe2 — Fri, 02 Nov 2012 02:42:26 GMT

nicholasyud wrote:
I think apply for Amex Delta . Does anyone had succesful approved with 662 Fico score ??

Everything on my signature and i finally got the last collection removed from my report.
Had 2 charge off show in March 2008 DOFD. Never paid.......
I lived in Florida and wonder what CRA they pulls also ??????
Any had succesful approved with those score ???? Please share your experience.........

From what you said I would try for the Green Charge card and then if you get that you could try for the Delta. Even though you don’t want one it's a good starting point with them and if they turn you down for the Delta you can use the green card and show them your a good card member. The charge cards have lower underwriting. 662 is a little low for a credit card from them. With two charge offs I would try the charge card first.

Re: HA! I've been waiting for this....

twelfthjoe2 — Fri, 02 Nov 2012 01:23:45 GMT

Nice :)

Re: AMEX GREEN.....GOT A RESPONSE ......

twelfthjoe2 — Fri, 02 Nov 2012 00:32:04 GMT

Very nice, Gratz :)

Re: No card in the mail today

twelfthjoe2 — Fri, 02 Nov 2012 00:31:32 GMT

S7 wrote:
Yay!!!! :)

Nothing for me yet! :(

Lol hopefully tomorrow! :)

Re: PayPal Price Match

twelfthjoe2 — Fri, 02 Nov 2012 00:30:30 GMT

WoW thats not a bad deal at all. :)

Re: Citi Double pulled me

twelfthjoe2 — Fri, 02 Nov 2012 00:28:54 GMT

I would if you dont want the HP there. They had to have pulled it for it to show up like that. I really dont understand that.

Re: Sears HP twice

twelfthjoe2 — Thu, 01 Nov 2012 23:45:56 GMT

If they are both on the same report that's a little odd. If your also sure theres both HP on the same report I would call up and see about having one removed.

Re: CLI...

twelfthjoe2 — Thu, 01 Nov 2012 23:44:10 GMT

Nice, Gratz :)

Re: Thinking of amex gold

twelfthjoe2 — Thu, 01 Nov 2012 23:41:56 GMT

qc-ttns wrote:
It will not let me. It says offer no loner there. And goes back to show all credit cards

You can try this and copy and past this in your web browser or you can PM your email and Ill send it to you. Hope your able to get it. :)

http://email.americanexpress.com/a/hBQkfPAAQB6FsB8WpWmNuDBRP.AQB6Fsy2/axp2?MGM_GEN_ID=3E8E61CB89396C25B6ED98866601B56AF630B68437904BAA

Re: First CC Approved!! What in the world!??!?

twelfthjoe2 — Thu, 01 Nov 2012 23:38:00 GMT

Gratz :) but as in all you info all somebody needs if they get lucky is the last 4 of you ssn. If she said it turned on I would have asked for it to be closed and a new one sent ASAP. I'm guessing you had to give them your SSN to talk to them so odds of them seeing somebody elses account is not likly.

Re: thinking of amex gold

twelfthjoe2 — Thu, 01 Nov 2012 23:32:17 GMT

qc-ttns wrote:
can i still apply for the prg?

Have you tried to re-apply? Just wondering if you got it or not. :)

Re: yet another AmEx backdating question!!!

twelfthjoe2 — Thu, 01 Nov 2012 23:30:47 GMT

Being an AU has nothing to do with the dating if you get your own Amex. If you apply in November 2012 and get approved you card will be from November 2012 if you wait until January 2013 then it will start January 2013

Re: AMEX GREEN.....GOT A RESPONSE ......

twelfthjoe2 — Thu, 01 Nov 2012 23:27:17 GMT

Gratz :)

Re: thinking of amex gold

twelfthjoe2 — Thu, 01 Nov 2012 22:58:57 GMT

qc-ttns wrote:
crap i should of read your messege frist. i pulled the trigger and went for the bce and got the 14 day messege.

Hmmm you may still be able to apply for the PRG as that is still in review and not yet approved or turned down. Heres is a refell from my platinum account if you like. It gives you all the benifits of the card plus 15,000 more points for spending 30k in a year. Not sure if thats you find of spending or not but if so theres 15k more points. :p

http://email.americanexpress.com/a/hBQkfPAAQB6FsB8WpWmNuDBRP.AQB6Fsy2/axp2MGM_GEN_ID=3E8E61CB89396C25B6ED98866601B56AF630B68437904BAA

Re: Bank of America SP CLI

twelfthjoe2 — Thu, 01 Nov 2012 22:50:35 GMT

Very nice. :)

Re: thinking of amex gold

twelfthjoe2 — Thu, 01 Nov 2012 22:46:13 GMT

qc-ttns wrote:
can i apply for the bce without a HP?

Keep in mind if turned down you can not re apply for 30 days. So if you want the PRG get that you have almost a 100% chance of getting it.

Let me know how it goes. :)