http://ficoforums.myfico.com/fico/tracker Myrtlegirl2 Tracker Sun, 19 May 2013 03:43:14 GMT 2013-05-19T03:43:14Z http://ficoforums.myfico.com/t5/Credit-Cards/Walmart-October-scores-up/m-p/1635948#M452245 <p>I am up from 607 to 611.  Staying in the Garden.  :smileywink:</p> Wed, 10 Oct 2012 19:07:38 GMT http://ficoforums.myfico.com/t5/Credit-Cards/Walmart-October-scores-up/m-p/1635948#M452245 Myrtlegirl2 2012-10-10T19:07:38Z http://ficoforums.myfico.com/t5/Credit-Cards/Garden-Club-Meeting-October-2012/m-p/1635258#M452057 <p>Just got my Walmart TU score...I am up 4 points.  Staying in the garden!</p> Wed, 10 Oct 2012 12:47:20 GMT http://ficoforums.myfico.com/t5/Credit-Cards/Garden-Club-Meeting-October-2012/m-p/1635258#M452057 Myrtlegirl2 2012-10-10T12:47:20Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Myrtlegirl2-Rebuilding-Plan/m-p/1633056#M212259 <p>I realize this thread is a few months old, but I have just joined the forum! :smileyhappy:</p><p> </p><p>I think I will be a good study candidate for the accuracy of this chart.  I have only one 90-day late from Sallie Mae in May of this year after having a bankruptcy in 2008.  My credit score when I purchased my home last August was in the 650's and once this late hit, Walmart reported my score to be 607 the first of last month.  I am waiting for that to udpate now.</p><p> </p><p>According to my current score, the chart would be pretty darn accurate.  I have a plan in place to have all of my balances down to less than 10% by my birthday in late July 2013.  My current utilization is around 88% and I knocked one off the first of this month in full. I have Sallie Mae working on my 90-day late and have had numerous conversations with them, but don't believe I will be able to get it deleted.  I will keep trying but they seem pretty sure of themselves.</p><p> </p><p>Any way, I will try to update here in this thread to track the further accuracy of the chart...if nothing else it will be fun to watch !! :smileywink:</p><p> </p><p> </p><p> </p><p> </p> Sat, 13 Oct 2012 02:02:11 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Myrtlegirl2-Rebuilding-Plan/m-p/1633056#M212259 Myrtlegirl2 2012-10-13T02:02:11Z http://ficoforums.myfico.com/t5/Credit-Cards/Garden-Club-Meeting-October-2012/m-p/1630532#M450517 <p>Frustrated and sad but determined!</p><p>No new apps and all cc below 10% ...by birthday in July. :catmad:</p> Mon, 08 Oct 2012 00:25:12 GMT http://ficoforums.myfico.com/t5/Credit-Cards/Garden-Club-Meeting-October-2012/m-p/1630532#M450517 Myrtlegirl2 2012-10-08T00:25:12Z