I got excited about your cli and I decided to request an increase online. Is that a hp I got the 10 day letter statement. I only had the account 6 months. I called the csr and she told me that since I requested the cli before a year they would look at it but they usually wait a year. It started out as 1k I requested a 2k cli. she also told me that it was a sp but I don't believe her. ... View more

Congrats nice limits! mine started at 1k in 12/11 I got it to get a new ipad no payment for 18 mos. I was wondering if it is worth keeping with such a low limit. ... View more

Congrats guys! What card do you have with them? I have the Visa I got in December for a Ipad at Apple. the cl is 1k it would be nice to get a cli. I didn't know they did auto is this standard for them and is it a hard pull? ... View more

Just curios, how did you get those Amex cards with a BK still showing on your credit reports? I thought they didn't give cards to ppl with a BK. ... View more

Yes I am asking about the Apple Finance card. I read on their website that according to JD Power and Assoc. that Barclays card are in the top 3 to have in terms of CS and rewards. ... View more

Ok that's news to me, I placed a order with Apple online yesterday, then after I read a similiar post that said you can use your online approval in the store, I called Apple back and they informed me that it was only if you applied in the store. Now I have to wait until my Ipad is shipped  because I had it engraved and the order status says I can't changed my order :( ... View more

Go for the recon you have nothing to loose. They denied me at first saying that my ratio was too high, but on recon they approved me for 1k for an I-pad which I was very thankfull for at the time. Now upon reviewing my cr I find that they originally pulled TU but when I called to recon on Friday evening they were closed so I called Monday morning. In looking at my cr today I find that they pulled Ex on Monday when I called to recon. I thought they used the same report, now I'm wondering how I can get that other inq off. Has anybody else had this experience? ... View more

Ok thanx. Does anybody know if Barclays is a prime card and if so does anyone have very high limits? ... View more

Yay!!!!!! I called for a recon and was approved for 1K for a I-Pad 2. I immediately went online and placed my order. Thanx Fico buddies, it's a good day! Does anybody know how often Barclays gives increases? ... View more

Congrats on everyones approval! I was so excited about everyone's approval I apped and unfortunately.....They turned me down do to my debt to income ratio. In other words my credit cards are too high. Is there a possiblity that I can get a recon? or should I just wait and pay down my credit cards? and how often can you apply? Thanks for any input. boohoo on a wasted inq. that's the first one in a year. ... View more

Thank you all for the wonderful advice, I knew I could count on you guys ya'll have helped me soooo much over the years. I just closed recently on a new house in Sept, just in time to get the tax credit I might add thank you for the compliments, she is a very bright girl and most of all she listens to everything I tell her about her credit (I wish all my kids were so smart) she does leave a small bal on her cc every month and yes I joined Alliant cu when everyone else over a year ago, so that is an excellent idea. Her current cc is with USbank. ... View more

I wish they were as nice to me, I apped for the jcp card in October after recieving a letter to do so. I apped and got the more info message so I called them. They said I needed to answer some security questions so I did. They told me I answered them wrong so they denied me and told me I could apply again in 30 days. I didn't appreciate that because I know I answered them correctly, I have 4 GEMB cards and I know I have to listen very carefully to the questions. I even had the girl to repeat them. I wasn't happy about the wasted inq so I apped again in 30 days, to my surprise they had the nerve to deny me because of too many inq's imagine that!   ... View more

  emartin82, can you tell me what kind of card you have with them. I called them and they denied me of everything. I also realized they did a product switch on me. I have been with C1 since 07 it was a starter card after bk with a 3k limit. I was informed by them to apply for a different card if I wanted a better limit so I did. I picked one with a possible 10k limit that would grow with me and 0 annual fee, that was over a year and a half ago. I assumed it was the card I applied for, I callled them a couple of days ago only to find that they sent me another card with a 3k limit and that was as far as it would grow. I was very upset however they would not do a product change nor would they combine the two, my credit was in much better shape than when I applied for the first card. the only good thing is that it does have 0 annual fee but I will be paying one of them off and closing it, I don't need another 3k limit card. ... View more

Sorry to hear about your situation. Unfortunately now you will have to shop for a different lender, which will result in another inquiry. My suggestion would be to find a lender out of the state that doesn't have those guidlines. I got one better for you after months of looking for a house going through the Neigborhood Stabilization Program (NSP) in the state of  Nevada, and following all of the guidlines like finding a house in the approved zip codes, we get to UW and finally get ready to close, only to find out that the bank has dropped the zip code and no longer lends to that area. Imagine my dissapointment 3 inq later with the same bank in 3 months. WTH! ... View more

Thanks ... View more

congrats on the new cc, does anyone know who HD's card is issued with? ... View more

client9 what was the original starting amount? ... View more

I logged into my account today and also received a $300.00 increase from Hooters! ... View more

To my surprise, I received a email from Orchard Bank congratulating me on my cli of $200.00! this is the first time I have received a increased that was automatic since I've had the card for about 4 years. I started at $300.00 I am now at 1800. ... View more

I have three GE cards, Walmart, Chevron Visa and Dilards. I get  regular increases every four months from Walmart and Dilards but I can't seem to get an increase from Chevron. I hit the luv button at 4 and 6 mos and always the response is not enough experience at the current amount. I hit the luv button again and they had the nerve to tell me that they denied it because of information on my cr stating BK. I'm confused because I had the BK when I was approved for all of their cards. ... View more

Hi thearmofbarlow, just curious how did you raise your score 99 pts in a matter of months? By the way good job. ... View more

Thanks MattH ... View more

My biggest shocker was a CLI to 1k from Target after having a $200 cl for over 2 years, and reading these forums about Target and how they don't increase your cl. ... View more

I guess it is the season for giving, I just logged into my Cap 1 account that I've had since 07and never gotten a cli, and to my surprise a auto increase for $1000. First Target and now Cap 1 and $200 from Orchard. That's a grand total of $2200 in a matter of 2 weeks. It is indeed begining to look a lot like Christmas ... View more