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@Anonymous wrote:
You 100% can get approved. You have already done something smarter than 90% of consumers and that is saved a large down payment. Now don't go crazy. With your scores, income, lack of expenses, and down payment I can see (I did it myself) salesman steering you towards $20K-$25K cars. They are nice but don't do it. You will thank yourself in 10 years. Buy something used with low miles for $10K. Later in 3-4 years if you want to trade up you will be in a better position than those that over-extend themselves early.
@Anonymous wrote:
@Anonymous wrote:
You 100% can get approved. You have already done something smarter than 90% of consumers and that is saved a large down payment. Now don't go crazy. With your scores, income, lack of expenses, and down payment I can see (I did it myself) salesman steering you towards $20K-$25K cars. They are nice but don't do it. You will thank yourself in 10 years. Buy something used with low miles for $10K. Later in 3-4 years if you want to trade up you will be in a better position than those that over-extend themselves early.
I agree 100% with that post. You can get a very sweet ride for $10k, especially for an 18 year old.