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Established Member
AlwaysUp
Posts: 39
Registered: ‎04-23-2012

Re: 1st time auto buyer, thin credit file

I'm not really expecting the amount of money I'm receiving from my parents to change, but I believe that I'll make more money with my company in the future! I can't stop dreaming about this car, it's driving me crazy and I can't think straight and I'm annoying everyone around me with it lol.. I'll post pictures when I get it, you'll like it lol!

Established Contributor
HoldingOntoHope
Posts: 736
Registered: ‎09-29-2009

Re: 1st time auto buyer, thin credit file

Just don't ask Suze Orman "Can I afford it?". She will probably say "Oh you are so DENIED".:smileyvery-happy: Enjoy your new (to you) ride. It sounds like you have a plan in mind as to how to make this work for the period of time you intend to own it. And at least you are aware of and planning for the costs of ownership, maintenance, etc.

Best financial advice I ever got: "Just imagine what an adult would do and do that."

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Established Member
AlwaysUp
Posts: 39
Registered: ‎04-23-2012

Re: 1st time auto buyer, thin credit file

[ Edited ]

Here she is :smileyhappy:

 

 

 Pictures removed :smileyhappy:

Mega Contributor
Creditaddict
Posts: 11,311
Registered: ‎10-23-2007

Re: 1st time auto buyer, thin credit file

OH MY.... *Looking around me to see what I can sell for down payment** :smileytongue:

 

You end up buying it or just drooling some more?

~Addicts NEW Wallet: (AU)
Navy Flagship Visa, American Express Blue Cash Preferred, American Express Costco, Macy's American Express
~Cards in My name kept Active:
3 Target Cards, Cap1, Best Buy MC, Kays, Von Maur, FNBO Secured
~Cards in Holding AU or Joint: 2 Discover it, Chase Freedom, Bank of America, Navy Federal Cash, Wells Business Credit Card, USAirways Business Card, AA Business Card, Best Buy Store, SAKS, Bloomingdales... I'm sure I'm forgetting something in my car!
Established Member
AlwaysUp
Posts: 39
Registered: ‎04-23-2012

Re: 1st time auto buyer, thin credit file

20K down, 13% APR, 48 months, financed for around 45K. $1280/ Month. It's another car, not the one that I was talking about in my 1st msg !

 

Now I have to get used to all this attention from everyone in the street! They all look at me like I just stole the car from my dad or something lol

Mega Contributor
Creditaddict
Posts: 11,311
Registered: ‎10-23-2007

Re: 1st time auto buyer, thin credit file


AlwaysUp wrote:

20K down, 13% APR, 48 months, financed for around 45K. $1280/ Month. It's another car, not the one that I was talking about in my 1st msg !

 

Now I have to get used to all this attention from everyone in the street! They all look at me like I just stole the car from my dad or something lol


WOW, I don't know what number scares me more - 13% or $1280/Month. Hope in 6 months you start working hard core on refinancing... oh, who ended up financing it?

That would get you to about $230k on a mortgage!!

~Addicts NEW Wallet: (AU)
Navy Flagship Visa, American Express Blue Cash Preferred, American Express Costco, Macy's American Express
~Cards in My name kept Active:
3 Target Cards, Cap1, Best Buy MC, Kays, Von Maur, FNBO Secured
~Cards in Holding AU or Joint: 2 Discover it, Chase Freedom, Bank of America, Navy Federal Cash, Wells Business Credit Card, USAirways Business Card, AA Business Card, Best Buy Store, SAKS, Bloomingdales... I'm sure I'm forgetting something in my car!
Established Member
AlwaysUp
Posts: 39
Registered: ‎04-23-2012

Re: 1st time auto buyer, thin credit file

It's some credit union from Florida I didn't memorize the name, I'll check the paperwork for you later. I'm putting 15K down when I'm gonna refinance on december and hopefully I'll try to get a 4% interest rate or something!


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