Hi everyone. This is my first post here but have been doing a lot of research on the forum. Thanks for all the great info so far!
Here's my situation:
2005 Bk discharged
March 2009 Repo- American Honda
EQ score 677
TU score 699
EX score unknown
After seeing others get approved with lower scores than mine and similar situations, I decided to try my chances at getting a new car. I went to a GMC dealer tonight to discuss buying a new Acadia. They pulled my credit (TU) and said my score was higher than it should be and that the repo after the bk was going to be a big problem and i may end up with an interest rate of 15-20%. He said my score doesn't matter, the bk and repo do. He didn't actually submit to any banks yet as we are waiting on pay off info for my trade in (not in my name) and he wants to put the numbers together first. I guess i was expecting better news. Does this sound right? I thought that score does matter. I should also add that i have no lates at all since the repo in March of 2009 that was a 60 day late. Thanks in advance for your help!
