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@Anonymous wrote:
I have a car loan with Crescent Bank & Trust...I just found out..my car loan interest rate is 22%...I have had my car since November 2006...I had to get some kind of reliable car..my score weren't even in the 500s'..I don't believe...I was 22 at the time...with a newborn 1 month old baby...the car is a 2006 Chevrolet Impala...when I bought it..it had 14,000 miles...purchase price was $13000.00...car payments are $359.26...
Should I be trying to get this car refinanced???...I'm planning on buying a house within the next six months...should I wait until after I get the house???...
Scores as of 5/3/08: 661, 618, 594
For that kind of negative equity you should be able to refi, its not that bad. I would certainly try to refi immediately. Thats just crazy APR for a car. Check with your bank, if you've been a long time customer, then check with the rgulars, COAF, ROADLOANS etc. Try a credit union as well.
slyhouse08 wrote:
I might not be able to refinance...I just looked at the trade in value of the car...it said it was between $8200-8900...I owe 10,000+...wouldn't I be upside down...and not able to refinance???...
@Anonymous wrote:
I have a car loan with Crescent Bank & Trust...I just found out..my car loan interest rate is 22%...I have had my car since November 2006...I had to get some kind of reliable car..my score weren't even in the 500s'..I don't believe...I was 22 at the time...with a newborn 1 month old baby...the car is a 2006 Chevrolet Impala...when I bought it..it had 14,000 miles...purchase price was $13000.00...car payments are $359.26...
Should I be trying to get this car refinanced???...I'm planning on buying a house within the next six months...should I wait until after I get the house???...
Scores as of 5/3/08: 661, 618, 594
@Anonymous wrote:
This is a 60 month loan...it has only been...18 months...I'm kinda lost...