Credit Cards Center Credit cards from our partners
Regular Contributor
Posts: 222
Registered: ‎01-27-2008

714 EQ score...

My EQ score is 714.  THe report is somewhat shallow but there is some established credit there. Wells Fargo account closed in 2002 with a $4,700 limit.  Conns had a $3,000 limit and it is closed as well.  Authorized user on brothers BofA with $12,000 limit, still opened but no activity in almost two years.  I was recently approved for a Chase CC but it has not shown up on CR yet.  Should I be able to get an approval for an auto loan with a credit profile like this? 
Valued Contributor
Posts: 1,060
Registered: ‎02-13-2008

Re: 714 EQ score...

Do you have any open credit accounts in your name?

Either way with a score that high I don't think the dealers would have issue unless they actually take the time to look and see you have no open trade lines.....
Mortgage Lenders Mid-Score 778 I AM A HOMEOWNER!!!!! 30 Year 5% Fixed Rate, closed on 3/18/09
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.