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714 EQ score...

Frequent Contributor

714 EQ score...

My EQ score is 714.  THe report is somewhat shallow but there is some established credit there. Wells Fargo account closed in 2002 with a $4,700 limit.  Conns had a $3,000 limit and it is closed as well.  Authorized user on brothers BofA with $12,000 limit, still opened but no activity in almost two years.  I was recently approved for a Chase CC but it has not shown up on CR yet.  Should I be able to get an approval for an auto loan with a credit profile like this? 
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Valued Contributor

Re: 714 EQ score...

Do you have any open credit accounts in your name?

Either way with a score that high I don't think the dealers would have issue unless they actually take the time to look and see you have no open trade lines.....
Mortgage Lenders Mid-Score 778 I AM A HOMEOWNER!!!!! 30 Year 5% Fixed Rate, closed on 3/18/09
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