I should ad that the rate and terms ( flexible term, as I have time to select it ) are for a late model used or new. I receieved the package already and it clearly stipulates late model or new. " Current or previous model year " which in my case means 2014, or 2013 used since I have 60 days to close the loan. New would lower the rate for me but Im not certain how much at this point.
Anyway, just thought I would include this so if someone is trying to compare their situation.
NFCU Visa 30k | NFCU Platinum 30k | Cap1 QS 12K | Cap1 QS 11.5K | Barclay MC 9k | Delta Gold Amex 30K | Discover IT 14K | CFNA FS 3200 | CareCredit 20k| Paypal Credit 5k |