AUTO ENHANCED FICO'S -- Who all uses them?

[Anonymous]

AUTO ENHANCED FICO'S -- Who all uses them?

Do any of your know what companies actually use the AUTO ENHANCED FICO score for automobile loans instead of the traditional FICO score? From what I have read, my Mom's AUTO ENHANCED would definitely be higher. Companies to recommend?

[Anonymous]

Most auto lenders use them. The good news is that your auto enhanced score is usually higher, the bad news is that you will never see it for any price.

[guiness56]

Not necessarily true.  My auto enhanced was much lower due to 2 repoes and I did see my score.  Not that they specifically showed it too me.  I saw it when I was explaining items on the CR they pulled.  I asked was it the auto enhanced and was told yes.

[Anonymous]

Oh, I must be wrong then. I asked my dealer if I can see my auto enhanced score and was pretty much denied.

[bott6698]

This is funny, I have asked many dealerships if they use an Auto enhanced Fico and most will say yes but when I apply for a loan they pull the same exact scores as I do on myfico. So if anyone truly does use it I have never found one.... I have over 10 year history showing as auto loans. 1 eagle talon tsi through pnc bank never missed a payment and paid off 10 years ago.  1 car through chase never missed a payment and paid off 7 years ago. 1 car through peak 5 for 5 years and still pay on it with no late payments ever and finally 1 van through chrysler financial

I have paid on for 5 years and still own and had 1 30 day late 3 years ago... So to me my auto enhanced should be much higher but they always pull the same exact score as myfico.... If anyone finds a dealer that does actually use the auto enhanced please post thanks