AUTO ENHANCED FICO SCORE

[jdxprs1]

What exactly does this mean, and what banks/lenders use this score?

[Anonymous]

At the very top of this forum, above the blue bar where Threads are stickied is the number one post of this forum.

http://ficoforums.myfico.com/t5/Auto-Loans/AUTO-ENHANCED-FICO-SCORE/td-p/920442

[jdxprs1]

i have 6 auto loans in my credit reports. 1 is open with just a small balance left.

all have perfect payment histories.

my other credit, especially credit cards have spotty history.

how much higher might i expect my auto enhanced fico score to be than my regular fico score?

[Anonymous]

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@jdxprs1 wrote:

i have 6 auto loans in my credit reports. 1 is open with just a small balance left.

all have perfect payment histories.

my other credit, especially credit cards have spotty history.

how much higher might i expect my auto enhanced fico score to be than my regular fico score?

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The formulas are not released, and regular people cannopt buy them.

Assuming you have no term loans (non auto) that are late you will probably be above 600.

They will definately take into account your recent 12-24 month payment history across all accounts.

[jdxprs1]

just found out, my auto enhanced equifax score is 623. regular equifax score is 533 according to scorewatch....