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Acura FInance

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Creditaddict
Legendary Contributor

Acura FInance

Who do they pull in CA?

What Score needed for Lease? 650?

 

Message 1 of 4
3 REPLIES 3
cdtotten
Established Contributor

Re: Acura FInance

I would check the approvals post... has a lot of good information. Acura/Honda have a tendency to pull TU (auto enhanced).

 

Leases always require a higher score than purchasing... 650 is a little low.


Starting Score: 627 EQ, 621 TU - 11/15/08
Current Score: 778 EQ, 781 TU, 778 EXP 07/20/12 Lender Pull
Goal Score: 800 EQ & TU


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Message 2 of 4
mross1080
Established Contributor

Re: Acura FInance

Honda pulled experian about 3 years back and I got a lease with a 630. Dont know what there requirements are now. I say go for infiniti much easier approval.

Message 3 of 4
watchingmycredit
Established Member

Re: Acura FInance

Back in late 2005 they pulled TransUnion only for my lease, my FICO score was 684 at the time, the Auto Enhanced Score was probably higher but the dealer refused to give it to me. (probably because I knew what the money factor for my score was supposed to be while he tried to screw me)

 

 

Edit: You could always try for a pre-approval online, they won't give you the rates (money factor) so you'll have to see the dealer for that.

 

You need to go to the dealer prepared (knowledge wise) if you've never leased before.

Message 4 of 4
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