Wanted to update everyone!!! Went ahead and applied for the car I wanted and got approved through Honda Finance with no money down and 1.99% APR for 60 months!!!! I can't believe it!!! My equifax is 706 but my auto enhanced score was 722!!!! Yippee. Now getting my old car ready to try and sell. Thanks for all your advice!!
I wish you luck on that new loan and hope you learned whatever lesson from your previous problems that caused you to have scores in the 630's when you started out on your credit journey. Sometimes people get out of debt and financial trouble just to get right back into it when things get better. I know it may not be what you want to hear, but sometimes just because we can get credit, doesn't mean it's the best thing for us. I truly hope you are able to keep that car for 5 years.
Anyway, I'll back off and just wish you luck and say congrats.
Unless you plan on throwing a lot of miles on it, you should think about leasing if you want a new car every three yrs.