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Ally Financial/mortgage question

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cybarra2003
Valued Member

Ally Financial/mortgage question

Hello all, I have a question about Ally. I know they use experian for their approvals which happens to be my best score, my question is my recent mortgage is not showing on my experian but is showing on TU and Eq. Will Ally still see those are do they pull exclusivly from ex? I'm in Ca if it matters. Thanks in advance.

EX: 651 - Lender Pull (04/30/12) EX: 678 (credit app 7/12)
EQ: 625 - Lender Pull (04/30/12) EQ: 639 (myFico) (7/12)
TU(04): 631 - Lender Pull (04/30/12) TU: 663 (myfico) (7/12)
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JM-AM
Valued Contributor

Re: Ally Financial/mortgage question

There is never a guaranty who or what credit bureau will be pulled. When you apply for the loan it will ask you if you rent or own and then ask you how much you pay. It is pretty common with almost any loan application.

 

As long as you answer all questions honestly then it wont matter which credit bureau they pull.

Good Luck
May all your dreams and wishes become a reality!
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