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Anyone get any chargeoffs after their lease or finance is paid with Ally? I leased a Jeep thru Ally and after 2-3 months, i transferred the lease to someone else. They assumed and took responsibility of the lease. This was back in Sept 2011. I noticed on my Experian, that there was a charge off for $100 some odd dollars in one entry and another entry for 0$ paid in full. On my other 2 reports, it doesnt show the negative entry, only the positive one. Anyone had this issue?
I havent had that situation but I have had a good amount of experience getting things changed on my report. I would file a dispute, my guess is they will drop it. You can call them of course to try and resolve the issue but my best experience has been filing a dispute.
I filed a dispute and also wrote an e-mail to the CEO of Ally
Pretty sure that will work. Best of luck.