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Another NFCU Story!!

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darkknight59
Regular Contributor

Another NFCU Story!!

 Chapter 13 was discharged on 3/25/13, Went to Carmax to trade in my 05 BMW clear title at $7,000. looking at 2011 BMW they had  priced at $41900. Best offer was for 7.5% @ 72 months with $5,500 cash. Went home and applied to NFCU who I've been with for about 2 years, do 95% of banking with them with direct deposit and was approved for requested amount of $42,500. There is a 2012 MB SLK 250 at another dealership that I have my eye on with 5,900 miles and loaded at $43,950 that  I will go look at today, will be great to walk into the dealership equiped with this approval!!! NFCU... You Rock!!  Smiley Very Happy


NASA FCU 25000 NASA FCU LOC 25000 NFCU Flagship 70,000, CITI Prestige 22000, CITI Premier 7400, Chase Freedom 15000, Amex Green Card, Amex Gold, Amex Every Day 15000, Amex Costco 15000,Amex BCE 15,000, NFCU LOC 15000, Tobyhanna Visa 10,000, Chase Slate 9500, Discover IT Miles 11,000, BOA Travel Rewards 25,000, Barkclay Apple 6000, Zales 5,200 ,Amazon Store 5,000, Paypal SC 5000, Capt 1 Venture 7,250, Cap 1 Plat Pret 5400, Conns' 5,000, NFM 3500, Care Credit 3300,, Barclay Rewards 1500 BML 2,900,
Message 1 of 13
12 REPLIES 12
Cageym
Established Contributor

Re: Another NFCU Story!!

Congrats! I got approved last night for $43,000 to order a new Jeep Grand Cherokee 4x4. Took all of 5 minutes on the phone to get the approval. NFCU is the best!! Smiley Happy


What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Message 2 of 13
darkknight59
Regular Contributor

Re: Another NFCU Story!!

And congrats to you!! They are the best!


NASA FCU 25000 NASA FCU LOC 25000 NFCU Flagship 70,000, CITI Prestige 22000, CITI Premier 7400, Chase Freedom 15000, Amex Green Card, Amex Gold, Amex Every Day 15000, Amex Costco 15000,Amex BCE 15,000, NFCU LOC 15000, Tobyhanna Visa 10,000, Chase Slate 9500, Discover IT Miles 11,000, BOA Travel Rewards 25,000, Barkclay Apple 6000, Zales 5,200 ,Amazon Store 5,000, Paypal SC 5000, Capt 1 Venture 7,250, Cap 1 Plat Pret 5400, Conns' 5,000, NFM 3500, Care Credit 3300,, Barclay Rewards 1500 BML 2,900,
Message 3 of 13
ImprovingYouth
Regular Contributor

Re: Another NFCU Story!!

SLK 250 is a really weak car IMO, go for a 335i!!!!

Age: 22 //Cards: Chase Freedom, Chase Amazon Visa, Discover IT, CreditOne, CapOne Quicksilver, CapOne Cash, Walmart, Barclaycard, Citibank BestBuy, NavyFederal Visa Signature cashRewards //AAoA: 1 Year 3 Months (but going down quickly Smiley Tongue) //CK:692, Sesame:656
Message 4 of 13
Dustink
Valued Contributor

Re: Another NFCU Story!!

Test drive an audi and an infiniti as well.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 5 of 13
Siopao
Regular Contributor

Re: Another NFCU Story!!

Congrats!  I'm going to be applying soon with NFCU for an auto loan too.

 

Can I ask what your rate was?  Also, would you mind sharing your FICO?

Message 6 of 13
Epcot
Valued Contributor

Re: Another NFCU Story!!

Congrats on the approval! Keep us posted on which car you end up with!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 7 of 13
Cageym
Established Contributor

Re: Another NFCU Story!!

I got 1.79%

 

Edit: BTW, I asked the CSR and he said they usually pull EQ. Just in case anyone wants to know.


What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Message 8 of 13
darkknight59
Regular Contributor

Re: Another NFCU Story!!

I've had an MRoadster, and am past the fast car thing!! For me now it's about comform and fuel economy as I drive about 50 miles per day!!

And I love the SLK!!


NASA FCU 25000 NASA FCU LOC 25000 NFCU Flagship 70,000, CITI Prestige 22000, CITI Premier 7400, Chase Freedom 15000, Amex Green Card, Amex Gold, Amex Every Day 15000, Amex Costco 15000,Amex BCE 15,000, NFCU LOC 15000, Tobyhanna Visa 10,000, Chase Slate 9500, Discover IT Miles 11,000, BOA Travel Rewards 25,000, Barkclay Apple 6000, Zales 5,200 ,Amazon Store 5,000, Paypal SC 5000, Capt 1 Venture 7,250, Cap 1 Plat Pret 5400, Conns' 5,000, NFM 3500, Care Credit 3300,, Barclay Rewards 1500 BML 2,900,
Message 9 of 13
darkknight59
Regular Contributor

Re: Another NFCU Story!!

My TU was 680, EQ 692 and was told by dealer where we purchased SLK that EX was 740! I subscribe to Experion Credit Score and monitoring and my FAKO was 746, not to far off!  For a late model (2012) I was offered 2.99% @72 from both NFCU and Chase.


NASA FCU 25000 NASA FCU LOC 25000 NFCU Flagship 70,000, CITI Prestige 22000, CITI Premier 7400, Chase Freedom 15000, Amex Green Card, Amex Gold, Amex Every Day 15000, Amex Costco 15000,Amex BCE 15,000, NFCU LOC 15000, Tobyhanna Visa 10,000, Chase Slate 9500, Discover IT Miles 11,000, BOA Travel Rewards 25,000, Barkclay Apple 6000, Zales 5,200 ,Amazon Store 5,000, Paypal SC 5000, Capt 1 Venture 7,250, Cap 1 Plat Pret 5400, Conns' 5,000, NFM 3500, Care Credit 3300,, Barclay Rewards 1500 BML 2,900,
Message 10 of 13
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