Any way to get a soft pull pre-approval for an auto loan ???

[mmmlive1999]

Hi All,

I am in a good situation with my credit right now after a loooooong rebuild and was thinking about getting a new car. However, I would like to find out what my interest rate would look like before getting a hard pull on my credit. I do not need a new car but if I could get one with a 0 to 2% APR that might get me to pull the trigger.

Is there any place online where I could get a soft pull auto loan pre-approval?

Thanks!

[settleordelete]

How about printing out your scores and reports from here and taking them directly to the finance manager at the dealership. They should be able to give you an ESTIMATED a.p.r and payment.

[coterotie]

This is the correct answer.  Don't be buffaloed into letting them pull a report.  Ask them who they will pull, will they use the highest score, will they guarantee only one pull on your highest report, not a blast across all three.  Then get them to give you the tier they will fit you into.  Tell them once you have this in place you will negotiate the price of the car and then if you come to an agreement you will give them an opportunity to compete with your CU. 

ALso if you are interested in multiple cars, if they don't cooperate say you will go to their most hated competitor. 

---

@settleordelete wrote:
How about printing out your scores and reports from here and taking them directly to the finance manager at the dealership. They should be able to give you an ESTIMATED a.p.r and payment.

---

[mmmlive1999]

---

@settleordelete wrote:
How about printing out your scores and reports from here and taking them directly to the finance manager at the dealership. They should be able to give you an ESTIMATED a.p.r and payment.

Thanks, I did think of that but I wanted to get a feel for what auto enhanced scores would be.