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Anyone deal with wells fargo Auto? Online App?

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ChistineNJ
Frequent Contributor

Re: Anyone deal with wells fargo Auto? Online App?

After all that my APP was declined because of my 2013 BK...well i just went over to capital one and got approved for 30k new car loan. Bittersweet because i really dont wont to part with my leased 2011 chevy traverse. Anyways that was just my experience anyone reading if you have a BK thats less than 3years old dont app at WF. Underwriting told me that they want to see 3yrs of post bk rebuilding despite the fact that on credit pulls data base i see Approvals from WFDS. I guess YYMV

C1 Venture 15K| NFCU NAV CHECK 15K| CASH REWARDS 5K| CARE CREDIT 3K| NORDSTROMS 1K| LORD & TAYLOR 1100| WALMART 600| TargetRed 500|Rebuilders

CAP1 1650| CAP 1 1100| BARCLAYS 2500| NREWARDS 8500|
SCT: VS 1100| EXPRESS 1100| JCREW 250| *HIDDEN TL BML 650

SCORES 709, 657, 623
Pre BK scores: 569, 587, 553
Message 11 of 13
kd081708
Regular Contributor

Re: Anyone deal with wells fargo Auto? Online App?

Sorry about Wells Fargo. I applied last night for a refinance and received the same message. I called like the message said and spoke with a gentleman who said he sent it to underwriting and should have a decision by noon today. Fingers crossed! I have a bankruptcy from 2013 so I am not optimistic after reading your post.Smiley Sad


Starting Score: EQ 450 EX 498 TU 470
Current Score:
EQ 574 EX 581 TU 572 Barclay 596 Merrick 612
Goal Score:
600 all by 06/30/2014


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Message 12 of 13
DawgZ
Contributor

Re: Anyone deal with wells fargo Auto? Online App?

Hi

 

I app'ed online Monday and got the check Thurs. Going tommorrow to pick up the Jeep. They pulled TU and I had 660. I also had 7 INQ's and a 5% Util on my cards. It was for $23k and I got 7.89% interest for 72 months, not a great interest but I have a 660. This was for a new car. Hope this is helpful.

 

 



My Wallet - Cap1 Visa Signature $13k, Chase Saphire Prefered $13.5k, Well's Fargo Rewards $10k, Cap1 Quicksilver MC $6.5k, Cap1 Quicksilver V $4k, Chase Freedom $9k, Discover IT $7.5k, Amex BCE $34k, Amazon/Chase $2.5k,PenFed V $10.5k, Amex Green

EQ 810(Fico), EX 806 (Fico), TU 815 (Fico)

Message 13 of 13
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