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Anyone fresh out of bk with score under 600

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SSH0126
Established Contributor

Anyone fresh out of bk with score under 600

If so who did you have sucess with obtaining financing through? what was your rate, dwn pmt, and scores

6 REPLIES 6
jason0618
Frequent Contributor

Re: Anyone fresh out of bk with score under 600

I was a few months ago. Bought a used 2008 chevy impala. 21.7% rate, traded in a beater 2000 Honda Odyssey ($750) plus $250 cash. My score at the time was 540 or right around there. I'm now in the 620s.
Scores as of 04/2021





Gardening until further notice
Message 2 of 7
Anonymous
Not applicable

Re: Anyone fresh out of bk with score under 600

I had a 580 in 2014, bought a new auto at 10.57 apr with wfds. Currently at 708. 

Message 3 of 7
SSH0126
Established Contributor

Re: Anyone fresh out of bk with score under 600

Just a girl, how long had you been out of Bk?
Message 4 of 7
Anonymous
Not applicable

Re: Anyone fresh out of bk with score under 600

Hi, I sent you a pm. Sorry for the delayed response 😊

Message 5 of 7
Anonymous
Not applicable

Re: Anyone fresh out of bk with score under 600

Something is going on with pm....so here is my second response. 

 

No down payment and I went to the dealer and let them find me the best deal. They actually turned down a few banks because they felt the interest rate was too high 😂 I went on a Friday and signed my paperwork/picked up car on Saturday.

I wasn't concerned about inquiries because I didn't have any 😄

Message 6 of 7
SSH0126
Established Contributor

Re: Anyone fresh out of bk with score under 600

Cool thanks.
Message 7 of 7
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