Sorry for piggybacking on this post but i got approved with ACA in April for a car loan at 17.8%, monthly payments are 390. Although I am able to afford it but It would be great to refinance, ive tried to refinance at CUs but they told me my credit file is too thin, I have 7 months of credit should I be waiting out an entire year? also said because ive been at my job for 9 months only, but there was only one week lapse between jobs.. Has anyone had success refinancing?
OP,
I started a new thread for you for better exposure. ~. Lexie
