Anyone think I can qualify for an auto loan?

[Anonymous]

Credit Score: 606 Equifax

AAoA: 2.58 years

# of positive trade lines: 14

# of negative trade lines: 2

Income: 2844/ monthly

Lenght of Employment: 3.25 Years

Previous Loan Experience: ZERO

Debt-to-Income (DTI): 

Year of Car: 2014

Miles: 30000

Purchase/Refinance: Purchase

Requested loan term (XX Months): 72

Down payment amount: 2000

Co-borrower/Co-Signer: None

Other:

[Anonymous]

Try ut creditvunions.....nfcu refinanced my car with 604 and more baddies.... so yes u can get an auto loan...

[Dustink]

Yes, you will be able to get a loan. Your interest rate will be high. Try to first sort out the negative's on the CR while saving up a high down payment. Get your score past 650, with a good down payment you will be set.

[Anonymous]

Everything negative on each of my credit bureaus will be removed as of 3/31/15 because they'll be aged out. Last week I had a judgement and a repo disputed off w/ the CB's, and intent to sue letters to the creditor's attorneys.

I got prequalified for a loan with Blue Harbor last night 11/26. I'm thinking I should purchase the used car I want while it is on the market, then refinance 6/15...

[sports1965]

Rushing to buy "just because it's available " is foolish.

[Anonymous]

Great advise. Thank you. I was just approved with RBFCU for 20495$, 15% down at 4.99% APR for 60 Months. :-)

[Dustink]

---

@Anonymous wrote:

Great advise. Thank you. I was just approved with RBFCU for 20495$, 15% down at 4.99% APR for 60 Months. :-)

---

Congrats

[marty56]

---

@Anonymous wrote:

Great advise. Thank you. I was just approved with RBFCU for 20495$, 15% down at 4.99% APR for 60 Months. :-)

---

RBFCU rules.  My mortgage and car loan was with them.