The last 2012 VW Passat...
I actually think I would be surprised if they can get it approved... but that's based on me not knowing Auto-Enhanced Fico... I do know what other dealers a month or so ago were getting when I applied but they were all over the board from 542-684 which is so weird since everyone pulled auto.
AND I found an iPhone APP that can calculate the Lease for you... Forget poster that was doing some calculations for a few of us last week.
They pulled all 3 and got a 677 on one = Tier B
$189/month 36 months $1999 Down.
I want under $210 with $0 Down... Possible? It's the last 2012 on lot and he verified he had it 10 minutes ago.
Good luck, ca! You've been shopping for cars like crazy the past few months.
I have to lease in about a month.... unless it can be put off further, LOL! The one thing I hate to do is take a bunch of inquiries. Hoping dealerships will be uber-motivated once their last few 2012s are coming off floor plan. 
Starting Score: 675
drkaje wrote:Good luck, ca! You've been shopping for cars like crazy the past few months.
I have to lease in about a month.... unless it can be put off further, LOL! The one thing I hate to do is take a bunch of inquiries. Hoping dealerships will be uber-motivated once their last few 2012s are coming off floor plan.
You wait and you won't get!!! I have seen advertisement after advertisement even directly from dealership and call or do search online and come up with NO 2012 left and Kia as of last week was no longer doing leases on 2012.
If you are looking to lease and you know exactly what car... you won't have a bunch of INQ... The leases only go through the brand of the car.
Not to mention these short term leases popping up... I would love to get 24-27 month!
I'm waiting to the bitter end, LOL!
Sadly, I'm one of those people who dislikes driving and isn't really turned on by cars. My utilization will be better next month and some other things have to get done so it's really no big deal. I'll test drive a few cars, look on Edmunds, do a little research, and then see who's competitive enough to earn the HP.
I'm relieved to not sweat the credit pull, though. A few years ago that was the worst part. It never felt I never felt in the position to walk away because getting financed was the hardest part. If someone doesn't come up with a good rate, they're not getting the sale.
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