When I called them the guy admitted to me he was wrong and that's where the excuse came in of him not realizing his system did that. The type of dealership this was I am very shocked they would do anything like that. I had already paid my portion of the balance last Saturday because DCU didn't approve the entire amount so they sent the check on Monday. They never had my social for anything I read every paper I signed to make sure they didn't pull any tricks like that. So much for that...lol 
@Anonymous wrote:When I called them the guy admitted to me he was wrong and that's where the excuse came in of him not realizing his system did that. The type of dealership this was I am very shocked they would do anything like that. I had already paid my portion of the balance last Saturday because DCU didn't approve the entire amount so they sent the check on Monday. They never had my social for anything I read every paper I signed to make sure they didn't pull any tricks like that. So much for that...lol
I give you credit, you're handling it way better than I would have.
I have been trying not to think about it. But I came here to see if anyone had any experiences like this. I found this out of Wednesday the day after I had already paid and I am waiting for the guy to call me back.to let me know how they will resolve this. I really want to think this was an accident, but I know that would be the naive side of me. He said they wanted to get me a lower rate and I reminded him I said no to them a total of 4 times. There has to be some incentitive they get for either simply just running your credit or by using one of their banks. If the 7 are not removed I will have to file a complaint.
@EddieK wrote:
@Anonymous wrote:When I called them the guy admitted to me he was wrong and that's where the excuse came in of him not realizing his system did that. The type of dealership this was I am very shocked they would do anything like that. I had already paid my portion of the balance last Saturday because DCU didn't approve the entire amount so they sent the check on Monday. They never had my social for anything I read every paper I signed to make sure they didn't pull any tricks like that. So much for that...lol
I give you credit, you're handling it way better than I would have.
@Anonymous wrote:I have been trying not to think about it. But I came here to see if anyone had any experiences like this. I found this out of Wednesday the day after I had already paid and I am waiting for the guy to call me back.to let me know how they will resolve this. I really want to think this was an accident, but I know that would be the naive side of me. He said they wanted to get me a lower rate and I reminded him I said no to them a total of 4 times. There has to be some incentitive they get for either simply just running your credit or by using one of their banks. If the 7 are not removed I will have to file a complaint.
@EddieK wrote:
@Anonymous wrote:When I called them the guy admitted to me he was wrong and that's where the excuse came in of him not realizing his system did that. The type of dealership this was I am very shocked they would do anything like that. I had already paid my portion of the balance last Saturday because DCU didn't approve the entire amount so they sent the check on Monday. They never had my social for anything I read every paper I signed to make sure they didn't pull any tricks like that. So much for that...lol
I give you credit, you're handling it way better than I would have.
Yep. That's why they pull your credit. If they can get you to finance with them, they get a cut of it. Might only be a couple hundred bucks, but it adds to their profit on the deal. That's why they can be so sleazy about it. F&I guys know EXACTLY what they are doing. Don't even think otherwise. They count on your ignorance and don't expect anyone to be so credit savvy.
@johnnyscience wrote:Well that sucks...
How long do these inquries stay on and is there any way to force them to drop off?
I just want to add that, as I stated with my other post they do show up (all 10) but your score will only look at it as one pull. As others have said, yes (some) creditors can have a problem with, but most wont. Creditors are much more concerned about many other things on your credit, than you going car shopping and having 10 inq. because of this. That's why it is set up as such because most will shop around for their auto and mortgages. I say don't fret and once your credit scores get better with time this will not even be a bleep on the radar! 
