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Just got approved with GM Financial for a 39 month sign and drive leave on a 2017 Cadillac CT6!!!!!! The pulled my TransUnion which is only a 589 right now. Had two leases with Ally that I paid perfectly but heard GM Financial is much tougher than Ally from and approval perspective. Still working on my credit everyday. Never really knew how much high credit usage can damage your credit. I am sure my monthly income helped. At any rate I am excited!
TU Score: 589
MSRP on Vehicle 78K
Monthly Payment 778/mo
$0 due at signing
Congrats, just curious, do you know what the money factor is?
@Anonymous wrote:Congrats, just curious, do you know what the money factor is?
I think, like rebates, this varies on your area. But, where I'm at right now, buy rate on a 39 month CT6 w 15k miles a year is .36% which translates to a money factor of .00015. Of course that's buy rate with GM Financial tiers A1,A2. It goes up rather significantly with B and C tier.
I will find out the money factor at lease signing and post it! It was an A2 approval. So i am not expecting anything high.
@Anonymous wrote:I will find out the money factor at lease signing and post it! It was an A2 approval. So i am not expecting anything high.
My guess is they will say .00098 if they even answer the question. Where I'm at money factor is not disclosed on lease contract.
@Anonymous wrote:I will find out the money factor at lease signing and post it! It was an A2 approval. So i am not expecting anything high.
Also - your scores must be a lot better than a 589 - that is significantly lower than their A2 tier rating.
What is GM Financial credit tiers?