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Hello,
Hopefully some can assist.
I'm currently in the market for a new vehicle and I've found one I like for $25,500
The only problem is I'm currently on disability and only make 13,500 a year,
I also recently bought a house with my fiancee. Even though both of our names are on the mortgage she makes the montly payment.
Currently I have no debt other than the Mortgage.
Is this something I could get approval on or would I need to include my fiancee's income as well. Fico scores are within the 680-720 range
Thank you
@Anonymous wrote:Hello,
Hopefully some can assist.
I'm currently in the market for a new vehicle and I've found one I like for $25,500
The only problem is I'm currently on disability and only make 13,500 a year,
I also recently bought a house with my fiancee. Even though both of our names are on the mortgage she makes the montly payment.
Currently I have no debt other than the Mortgage.
Is this something I could get approval on or would I need to include my fiancee's income as well. Fico scores are within the 680-720 range
Thank you
Since you are not married I do not believe you can just add her income. You can add her as a co-buyer which would make the process go easier IMO.
Yeah, you will probably need to add her as a cobuyer. I make around the same as you do working part time and they said income was too low for a car loan.
Thanks everyone
Well we both sent in an application for a joint auto loan and I happy to report that we've been approved.
Because of our decent Fico scores we were also able to get a decent interest rate.
Thanks again
congratz.