Hey everyone! Just applied for an auto loan with BoA knowing that I currently bank with them credit wise.
Turns out I was approved! Here are the details:
Age: 19
Co-Applicant: No
FICO: 650 (250-900 range)
APR: 5.3%
Loan Amount: $10,483
Monthly Payment: ($172) @ 72 months
Type of Car: 2009 Dodge Challenger
Mileage: 89,000
Current Credit Utilization: 2%
Current CL: Discover (4.5K), BofA (1.7K), Chase Freedom (1.5K), Amex BCE (2K), Citi College (2.5K), Wells Fargo College ($700)
Income: 27k
Happy to go tomorrow to the dealer & pick up my car! 
