Approved after bankruptcy

[CreditBob]

I was approved by Toyota Financial Services for a 2007 Toyota Prius for $ 27,000. I have two medical bankruptcies, 7 & 13, filed 12/1998 & 4/2003-both discharged. I also amde sure that I put a consumer statement on my credit report-BNAKRUPTCIES FILED DUE TO SERIOSU MEDICAL ACCIDENT. Since the filing of the last bankruptcy I have 6 closed accounts and 7 open with not one being late. I also had very low balances on credit cards. My ficos cores EX 688  EQO 658 TR 682. Being honest & upfront also palyed a factor as well. In additon I have been on the job for 1 yr 5 mths.

[Schoolbuskid]

WOW, Toyota is not as strict as i thought! Great Great Job! Bob!

[Anonymous]

Super Congrats CreditBob!!!

The Toyota Prius is a great car and I know you're gonna enjoy it!

You are to be commended for being so straightforward and honest.

Your testimonial should give others in a similar situation hope that

they can achieve the same results you have.

Once again, Congratulations on your new car. Enjoy!!!

CanDo

"The right attitude is everything"

[CreditBob]

Thank you!!!!  They did not even ask for a paycheck stub. The interest rate is 9.55 but in about 6-12 months my credit union will do a refinance of around 4.99%. I wanted to get my feet wet as far as going to the next credit worthiness level.

Message Edited by CreditBob on 08-26-2008 06:34 PM