Regular Contributor
Posts: 226
Registered: ‎08-24-2009

Auto Enhanced Score Question

I know it is hard to give an accurate answer not given the full picture but, I have 2 vehicles that I am currently paying on. One of them financed for 36 months and one for 24 months. They are both current and never late. I am half way through the 36 month loan and almost finished with the 24. In comparison to my fico score, how could I expect it to affect my Enhanced score? Higher or about the same? Thank you.
Established Member
Posts: 113
Registered: ‎12-04-2012

Re: Auto Enhanced Score Question

I would say higher, by about 10-15.

Posts: 9,674
Registered: ‎01-28-2010

Re: Auto Enhanced Score Question


I concur that it will be higher but the other information on your reports will also play into how much higher, so it's impossible to predict.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Established Member
Posts: 19
Registered: ‎02-02-2013

Re: Auto Enhanced Score Question

Well I just bought a car and Ford ran my credit (even though I asked them not to) and my auto enhanced score was 721. I've only had one car loan ever, which is my husbands truck loan. We have been paying it on time and have only had it 11 months.
Starting Score: FICO EQ 663 (02/04/13)
Current Score: FICO EQ 687
Goal Score: FICO EQ 700 (March 2013)

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