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Steppinup wrote:APPROVING BANK:Honda
BUREAU PULLED: Not certain
CREDIT SCORE: mine 640/650 his 570/580
CUSTOMER STATE OF RESIDENCE:
NEW/USED: New
YEAR OF VEHICLE:2011MAKE:HondaMODEL:CRV EXL
MILEAGE:
RETAIL/LEASE:Retail
AMOUNT OF LOAN:19,712.60
TERM CONTRACTED:60 months
APR/LEASE RATE:1.9
MONTHLY PAYMENT:344.66ANNUAL INCOME:58,000
MISCELLANEOUS COMMENTARY: Price includes a 8k downpayment. Glad that we got the 1.9 apr.
Nice job and congrats on the new car. Synthetic oil and 5000 mile oil changes, that thing will last forever.
Starting Score: 1/05 upper 500's??Current Score: FICO: EQ 783, TU(98) 790, EX 814(Vantage) 779(CS) Goal Score: .....800 IS ON MY BUCKET LIST! EX ,BITE ME! .
APPROVING BANK: NMAC
BUREAU PULLED: Transunion
CREDIT SCORE: 756 (pulled by NMAC, Auto Enhanced?)
CUSTOMER STATE OF RESIDENCE: TX
NEW/USED: New
YEAR OF VEHICLE: 2012
BUREAU PULLED: Transunion
CREDIT SCORE: 756 (pulled by NMAC, Auto Enhanced?)
CUSTOMER STATE OF RESIDENCE: TX
NEW/USED: New
YEAR OF VEHICLE: 2012
MAKE: Nissan
MODEL: Altima SL
MILEAGE: 4
RETAIL/LEASE: Retail
AMOUNT OF LOAN: $17,697
TERM CONTRACTED: 48 Months
APR/LEASE RATE: 3.89%
MONTHLY PAYMENT: $399
MILEAGE: 4
RETAIL/LEASE: Retail
AMOUNT OF LOAN: $17,697
TERM CONTRACTED: 48 Months
APR/LEASE RATE: 3.89%
MONTHLY PAYMENT: $399
ANNUAL INCOME: $45K
MISCELLANEOUS COMMENTARY: Purchase price: $25,500 OTD. $3k trade in and $7k down payment.
MISCELLANEOUS COMMENTARY: Purchase price: $25,500 OTD. $3k trade in and $7k down payment.
APPROVING BANK: American Southwest CU
BUREAU PULLED: TU, EX, and EQ
CREDIT SCORE: 715 auto enhanced
CUSTOMER STATE OF RESIDENCE: AZ
NEW/USED: Used
YEAR OF VEHICLE: 2003
BUREAU PULLED: TU, EX, and EQ
CREDIT SCORE: 715 auto enhanced
CUSTOMER STATE OF RESIDENCE: AZ
NEW/USED: Used
YEAR OF VEHICLE: 2003
MAKE: Chevy
MODEL: Monte Carlo
MILEAGE: 79,488
RETAIL/LEASE: Retail
AMOUNT OF LOAN: 8,665.76
TERM CONTRACTED: 60 months
APR/LEASE RATE: 3.49%
MONTHLY PAYMENT: $157.83
MILEAGE: 79,488
RETAIL/LEASE: Retail
AMOUNT OF LOAN: 8,665.76
TERM CONTRACTED: 60 months
APR/LEASE RATE: 3.49%
MONTHLY PAYMENT: $157.83
ANNUAL INCOME: 38,000
MISCELLANEOUS COMMENTARY: The apr was the highest tier grade ("A" credit). The car may not be brand new but it's in really good condition! And I'm happy!!
APPROVING BANK: CapitalOne Auto Financing (Blank Check)
BUREAU PULLED:EX
CREDIT SCORE:576 (auto-enhanced)
CUSTOMER STATE OF RESIDENCE:
NEW/USED: New
YEAR OF VEHICLE: 2012
BUREAU PULLED:EX
CREDIT SCORE:576 (auto-enhanced)
CUSTOMER STATE OF RESIDENCE:
NEW/USED: New
YEAR OF VEHICLE: 2012
MAKE: Hyundai
MODEL: Sonata Limited
MILEAGE: 47
RETAIL/LEASE: Retail
AMOUNT OF LOAN: $29,000.00
TERM CONTRACTED: 72
APR/LEASE RATE: 10.5%
MONTHLY PAYMENT:
MILEAGE: 47
RETAIL/LEASE: Retail
AMOUNT OF LOAN: $29,000.00
TERM CONTRACTED: 72
APR/LEASE RATE: 10.5%
MONTHLY PAYMENT:
ANNUAL INCOME: $72k
MISCELLANEOUS COMMENTARY: Having a blank check approval from CapitalOne gave me the negotiating power I needed. For me, it eliminated the most stressful part of the car buying process (financing). I got a beautiful new Sonata at the price I wanted!! I only wish I had applied through CapitalOne before having 11 other credit inquiries hit my credit reports.
MISCELLANEOUS COMMENTARY: Having a blank check approval from CapitalOne gave me the negotiating power I needed. For me, it eliminated the most stressful part of the car buying process (financing). I got a beautiful new Sonata at the price I wanted!! I only wish I had applied through CapitalOne before having 11 other credit inquiries hit my credit reports.
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