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APPROVING BANK: TOYOTA FINANCIAL
BUREAU PULLED: ALL
CREDIT SCORE: 652-720
CUSTOMER STATE OR RESIDENCE: AL
NEW/USED: NEW
YEAR OF VEHICLE: 2012
MAKE: TOYOTA
MODEL: CAMRY SE
MILEAGE: 12
RETAIL/LEASE: RETAIL
AMOUNT OF LOAN: 25,000
TERM CONTRACTED: 63
APR/LEASE RATE: 1.9%
MONTHLY PAYMENT:
MISCELLANEIOUS COMMENTARY: I WISH I COULD OF GOTTEN ONE MORE GOOD YEAR OUT OF MY 10 YEAR OLD CAR.
Approving Bank : Toyota Financial Services
Bureau Pulled : Dealer pulled ALL 3 TMCC pulled TU
Credit Score : Auto-Enhanced TU: 707
Customer State of Residence : Colorado
New/ Used : NEW
Year of Vehicle : 2012
Make : Toyota
Model : 4Runner SR-5 w/ convenience pkg
Mileage : 6
Retail / Lease : Retail purchase
Amount of Loan : 34,960 (Sticker was 36989 negotiated it down over the course of 2 weeks to 32,811 + tax+GAP+dealer fee)
Term Contracted : 60 mos
APR/Lease Rate : 4.99
Monthly Payment : 655
Annual Income : 47,000
Misc Commentary : VERY surprised with a decent APR. I pulled my TU the night before with myfico and was 680. Dealer said my auto-enhanced came back at 707 !! I was shocked ! $0 down . I negotiated price down to 32811 via internet over the course of a couple weeks. Did NOT mention anything about a trade in until I had the sales proposal printed then called and dropped the trade in news when I was 10 minutes away from the dealer from taking delivery.....Initially was going to be financed through my small time credit union but after finding out that they only reported to EQ, I talked to the dealer finance guys and they said Toyota Finance would give me a 4.99% ...Would rather have gone local financing, but I wanted the history on ALL 3 .....
APPROVING BANK: American Honda Finance Corp
BUREAU PULLED: Equifax
CREDIT SCORE: 777 (I’m guessing it was auto-enhanced?)
CUSTOMER STATE OF RESIDENCE: Washington
NEW/USED: New
YEAR OF VEHICLE: 2012
MAKE: Acura
MODEL: TSX w/Tech Pkg
MILEAGE: 19
RETAIL/LEASE: Retail
AMOUNT OF LOAN: $34,744
TERM CONTRACTED: 60 months
APR/LEASE RATE: 0.9%
MONTHLY PAYMENT: $592
ANNUAL INCOME: $132K
MISCELLANEOUS COMMENTARY: Includes GAP and ChipProtect. Very happy that I qualified for the promo interest rate of 0.9%. Love the car!
APPROVING BANK: Credit Union
BUREAU PULLED: EQ
CREDIT SCORE: 692
CUSTOMER STATE OF RESIDENCE: NC
NEW/USED: Used
YEAR OF VEHICLE: 2004-2011
MAKE: NA
MODEL: NA
MILEAGE: NA
RETAIL/LEASE: NA
AMOUNT OF LOAN: $10,000
TERM CONTRACTED: 72
APR/LEASE RATE: 6.00%-7.25%
MONTHLY PAYMENT: NA
MISCELLANEOUS COMMENTARY..
For the loan amount the car/truck had to be nomore then $10,000 It wasnt going to get me a 2009 truck, so I decided to hold off save $$$ and get finance from the dealer
Was any money down required?
w
@blackie1 wrote:
Was any money down required?
w
If you're asking me, then no, no money down was required.
@Anonymous wrote:My daughter Labor day deal.APPROVING BANK: NISSAN
BUREAU PULLED: TU EQUIFAX
CREDIT SCORE:772 668
CUSTOMER STATE OF RESIDENCE: Ca
NEW/USED: New
YEAR OF VEHICLE:2013MAKE: NissanMODEL:Alitma
MILEAGE:14
RETAIL/LEASE:loan
AMOUNT OF LOAN:25235
TERM CONTRACTED: 72
APR/LEASE RATE: 3%
MONTHLY PAYMENT:$385ANNUAL INCOME: $32k
MISCELLANEOUS COMMENTARY: Got a Cap 1 blank check with 3.25% apr dealer begged to let him run credit so I did and he said ok to 3%.I was trading in a 2009 Altma but I got a low balled offer. I sold the car to Carmax for 2k more than he offered F&I was mad at me.
Congrats. I am getting one soon. What trim was that?
She purchased the 2.5SV with convenices package, all the other dealer want $26,500 OTD. She paid off her negative equity on her 2009 Alitma and no money down for this one.