Auto Loans

[drboxing]

congrats on your new vehicle

[webhopper]

APPROVING BANK: Navy Federal Credit Union

BUREAU PULLED: EQ

CREDIT SCORE: 703 EQ 748 TU

CUSTOMER STATE OF RESIDENCE: Oklahoma

NEW/USED: New

YEAR OF VEHICLE: 2013

MAKE: Volvo

MODEL: XC90 R-Design  AWD with Platinum Package

MILEAGE: 0

RETAIL/LEASE: Retail Purchase

AMOUNT OF LOAN: 45k  Preapproved amount

TERM CONTRACTED: 60

APR/LEASE RATE: 1.79

MONTHLY PAYMENT:  Around $740

ANNUAL INCOME: Applied Jointly,  Combined income is 180k

MISCELLANEOUS COMMENTARY:   This is the first time I've been approved for the best vehicle rates offered. They did not need us to fax in pay stubs or w-2s.   My husband was the co-applicant.   We will be taking Overseas Delivery of a New Volvo XC90  R-Desgn with the Platinum Plus package.  European Delivery offers options not available in the USA.  We will be taking advantage of a two toned leather interior color scheme, and a Caspian Blue Metallic Exterior color scheme that is not available in the USA.  Volvo will fly us to Europe and put us up in a 5 star hotel.  Super great options.  Google Volvo Overseas Delivery for more details.

[germaine47]

THAT'S WONDERIFIC !!!!!!!  Don't be like  I was just sitting in my new car feeling awe struck and amazed. Not beleiving that I could buy  a new car with great interest rates.   Congratulations

[webhopper]

Thanks Germaine! This will be my second volvo and I'm very excited to pick it up and drive it around Europe! And to see the factory where volvo makes its cars!

[Calbuc]

APPROVING BANK: Honda Auto Financing
BUREAU PULLED: Experian
CREDIT SCORE: 688
CUSTOMER STATE OF RESIDENCE: MN
NEW/USED: Used
YEAR OF VEHICLE: 2010

MAKE: Acura

MODEL: TL
MILEAGE: 29941
RETAIL/LEASE: Retail
AMOUNT OF LOAN: 31,120
TERM CONTRACTED: 72
APR/LEASE RATE: 6.41
MONTHLY PAYMENT: 505

ANNUAL INCOME: $97000
MISCELLANEOUS COMMENTARY: 

[realestatepro]

APPROVING BANK:MidFlorida CU
BUREAU PULLED:Equifax
CREDIT SCORE:692
CUSTOMER STATE OF RESIDENCE:FL
NEW/USED:New
YEAR OF VEHICLE:2012

MAKE:Nissan

MODEL:Frontier
MILEAGE:7
RETAIL/LEASE:Retail
AMOUNT OF LOAN:27,000
TERM CONTRACTED:72
APR/LEASE RATE:3.49
MONTHLY PAYMENT:418.00

ANNUAL INCOME:45,000
MISCELLANEOUS COMMENTARY:

APPROVING BANKunCoast Schools Federal CU
BUREAU PULLED:Experian
CREDIT SCORE:694
CUSTOMER STATE OF RESIDENCE:FL
NEW/USED:New
YEAR OF VEHICLE:2013

MAKE:Nissan

MODEL:Altima
MILEAGE:4
RETAIL/LEASE:Retail
AMOUNT OF LOAN:28,746
TERM CONTRACTED:72
APR/LEASE RATE:3.24
MONTHLY PAYMENT:434.00

ANNUAL INCOME:45,000
MISCELLANEOUS COMMENTARY: Purchased 2 cars the same night with my credit and income alone. Husband has income of 60,000 but credit issues so in order to get good rates I purchased both vehicles. No trade on either. 0 down on truck and $2,600 down on Altima.

[coreyb80]

Congrats realestatepro those are pretty solid deals you got and nice vehicles.

[realestatepro]

Thank you coreyb80 I'm pleased!!!

[kpark80]

APPROVING BANK: GM Financing (formerly AmeriCredit)
BUREAU PULLED: Unsure- finance manager at Dealership said he didn't have those details?
CREDIT SCORE: myFICO EQ 574 TU 543 EX (from Quizzle so not accurate) 664
STATE OF RESIDENCE: Louisiana
NEW/USED: New
YEAR OF VEHICLE: 2013

MAKE: Chevrolet

MODEL: Cruze

MILEAGE: 17

RETAIL/LEASE: RETAIL
AMOUNT OF LOAN: 20,106.98
TERM CONTRACTED: 72 MONTHS
APR/LEASE RATE: 10.91%

MISC COMMENTARY:  We're waiting on Wells Fargo to come back with an offer (or decline). Ally denied me, Cap One gave 12.99%. My annual salary is only 29K and this is my first vehicle purchase (Hubs normally buys all the rides) We took a nice hit when he was laid off in 2009-2010 from General Motors, trying to build back credit now, I'm purchasing b/c his credit is even lower than mine at present and we are in need of a vehicle...and I want to own one now that I have a stable job and income.

Hoping Wells will come back under 10.9%, I'm considering putting 2K down, just to help that monthly payment a little.

[pt145]

APPROVING BANK: Arizona Federal Credit Union
BUREAU PULLED: EX, Trans
CREDIT SCORE: 669, 719
CUSTOMER STATE OF RESIDENCE: ARIZONA
NEW/USED: USED
YEAR OF VEHICLE: 2012

MAKE: Chevy

MODEL: Malibu LT
MILEAGE: 28k
RETAIL/LEASE: Retail
AMOUNT OF LOAN: $8,993
TERM CONTRACTED: 48 months
APR/LEASE RATE: 4.24%
MONTHLY PAYMENT: $204.xx

ANNUAL INCOME: 27k
MISCELLANEOUS COMMENTARY: