Auto Loans

[apandabear]

APPROVING BANK: Wells Fargo Dealer Services
BUREAU PULLED: EQ
CREDIT SCORE: 655 (Dealer pulled)
CUSTOMER STATE OF RESIDENCE: North Carolina
NEW/USED: New
YEAR OF VEHICLE: 2012

MAKE: Toyota

MODEL: Prius c 3
MILEAGE: 55
RETAIL/LEASE: Retail
AMOUNT OF LOAN: $18,500
TERM CONTRACTED: 72 months
APR/LEASE RATE: 8.99%
MONTHLY PAYMENT: $327

ANNUAL INCOME: $52k
MISCELLANEOUS COMMENTARY: Prior repossession in 2010 (American Honda Finance). Was nervous about financing, but got in under 10% ... I am very happy with that.  Put down $7,000 in cash.

USAA also approved me... at 15%. hah.

[VIII]

Congrats

[4us-]

APPROVING BANK: Americredit

 BUREAU PULLED: TU

 CREDIT SCORE: 599

CUSTOMER STATE OF RESIDENCE: CO

NEW/USED: Used

YEAR OF VEHICLE: 2009

MAKE: Subaru

MODEL: Forester LL Bean Edition/Limited

MILEAGE:44K

AMOUNT OF LOAN: 21K

TERM CONTRACTED: 72m 

APR/LEASE RATE: 14.9

MONTHLY PAYMENT: 430

ANNUAL INCOME:

MISCELLANEOUS COMMENTARY:  Can't wait to refinance this loan.  I totally love the car though!  I was nervous about pulling the trigger, but I had to.  Did I mention that I love the car???

[dallascowboyfan]

Congratulations........

[Cadillac-XTS]

+1

[Rhaeny]

APPROVING BANK: GM Financial
BUREAU PULLED:  Transunion
CREDIT SCORE: 751
CUSTOMER STATE OF RESIDENCE: Michigan
NEW/USED: New
YEAR OF VEHICLE: 2013 

MAKE: GMC

MODEL: Terrain
MILEAGE: 5
RETAIL/LEASE: Lease
AMOUNT OF LOAN: 14,688 is the amount paid over 36 months
TERM CONTRACTED: 36
APR/LEASE RATE: 
MONTHLY PAYMENT: 408

ANNUAL INCOME: 90K
MISCELLANEOUS COMMENTARY:  I was discharged from a 5 year chp13 bk on 11/5/12 and was approved for the lease on 11/9/12.  Ally declined and they moved it to GM Financial.  At delivery, I paid the 1st month's payment and whatever other fees....total was approx $550.

[kese]

APPROVING BANK: Toyota Financial
BUREAU PULLED: Trans Union
CREDIT SCORE: 719 Dealer pulled- i will assume its Auto enhanced
CUSTOMER STATE OF RESIDENCE: IL
NEW/USED: New
YEAR OF VEHICLE: 2013

MAKE: Toyota

MODEL: Highlander
MILEAGE:
RETAIL/LEASE: Retail
AMOUNT OF LOAN: $29250
TERM CONTRACTED: 60 months
APR/LEASE RATE: 0%
MONTHLY PAYMENT: $488

ANNUAL INCOME: $
MISCELLANEOUS COMMENTARY: Prior charge of but TransUnion had me @702 from myfico. This is my first auto finance.

[PRC]

APPROVING BANK: Coastal Federal Credit Union

BUREAU PULLED: None A1 customer with them and recently opened a new CC  

CREDIT SCORE: On EQ shows 621 

CUSTOMER STATE OF RESIDENCE: Texas

NEW/USED: New

YEAR OF VEHICLE: 2013

MAKE: Nissan

MODEL: Rogue

MILEAGE: 55 when I drove off the lot

RETAIL/LEASE: Retail

AMOUNT OF LOAN: $28427.00

TERM CONTRACTED: 72 months

APR/LEASE RATE: 2.29%

MONTHLY PAYMENT: $437

ANNUAL INCOME: Combined $125,000

MISCELLANEOUS COMMENTARY: I first tried through Honda Auto Financing for a CRV, they wanted 6k down w/0.99% APR... Said no thanks just bought a house and did not want to clean out the rest of my savings... Went through my CU for a slightly higher APR but no money down and the car was 2k cheaper fully loaded..

[beb86]

---

Juancho1790 wrote:

APPROVING BANK:Ally 
BUREAU PULLED:EQ
CREDIT SCORE:682 & 649
CUSTOMER STATE OF RESIDENCE: Florida 
NEW/USED: NEW 
YEAR OF VEHICLE:2013

MAKE: Jeep

MODEL: Grand CHEROKEE LIMITED
MILEAGE:14
RETAIL/LEASE: Retail
AMOUNT OF LOAN:43.5k
TERM CONTRACTED:75
APR/LEASE RATE:5.9
MONTHLY PAYMENT:709

ANNUAL INCOME:105k combined
MISCELLANEOUS COMMENTARY: 2 car deal, had 9k of negative equity and only put 2.5k down, got the loaded limited model

APPROVING BANK:Ally
BUREAU PULLED:EQ
CREDIT SCORE:682 & 649
CUSTOMER STATE OF RESIDENCE:Florida 
NEW/USED:New
YEAR OF VEHICLE:2013

MAKEodge 

MODEL:Challenger 
MILEAGE:12
RETAIL/LEASE:Retail
AMOUNT OF LOAN:30k
TERM CONTRACTED:75
APR/LEASE RATE:75
MONTHLY PAYMENT:490

ANNUAL INCOME:105k Combined
MISCELLANEOUS COMENTARY: very good interest. Only 2.5 Down, had women negative equity but note a problem.

---

This made me LOL!!! Those are some sweet rides congrats.

[bcdudley]

APPROVING BANK: EECU (Not sure, some local credit union)

BUREAU PULLED: EQ

CREDIT SCORE: 673

CUSTOMER STATE OF RESIDENCE: TX

NEW/USED: New

YEAR OF VEHICLE: 2012

MAKE: Cadillac

MODEL: SRX

MILEAGE: 30

RETAIL/LEASE: Retail

AMOUNT OF LOAN: $35000

TERM CONTRACTED: 72 mos

APR/LEASE RATE: 5.25%

MONTHLY PAYMENT: $615

ANNUAL INCOME: $110k

MISCELLANEOUS COMMENTARY: Had to replace a 2011 Equinox my wife was hit in. $4,000 down payment from insurance settlement. no trade-in. Great year end rebates and other specials. Dealer is holding the check until the settlement from insurance comes in. I have enough to cover it, but it definitely helps.