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APPROVING BANK: DCU
BUREAU PULLED: EQ
CREDIT SCORE: 719
CUSTOMER STATE OF RESIDENCE: CA
NEW/USED: USED
YEAR OF VEHICLE: 2013
MAKE: Hyundai
MODEL: Elantra Limited Sedan
MILEAGE:10k
RETAIL/LEASE: RETAIL
AMOUNT OF LOAN: 22xxx
TERM CONTRACTED: 60 Months
APR/LEASE RATE: 1.99
MONTHLY PAYMENT:385.01
ANNUAL INCOME: 85,000
DEBT TO INCOME RATIO:
MISCELLANEOUS COMMENTARY:
Hey, how do you like the new Mazda3? That's what I'm shopping for. Congrats!!
APPROVING BANK:
BUREAU PULLED: Experian/TransUnion
CREDIT SCORE: 667/617
CUSTOMER STATE OF RESIDENCE: California
NEW/USED: Used
YEAR OF VEHICLE: 2013
MAKE: Ford
MODEL: Mustang V6 Convertible Premium
MILEAGE: 21,753
RETAIL/LEASE: Retail
AMOUNT OF LOAN: $19,920.20
TERM CONTRACTED: 72 Months
APR/LEASE RATE: 3.29%
MONTHLY PAYMENT: $305.25
ANNUAL INCOME: $30,000
DEBT TO INCOME RATIO: N/A
MISCELLANEOUS COMMENTARY: I think I did a good job on this one. I love the car!
APPROVING BANK: Ford motor company
BUREAU PULLED:Transunion
CREDIT SCORE:600 ( not sure if it was an auto enchanced score or my actual transunion score bc i havent checked my transunion score)
CUSTOMER STATE OF RESIDENCE: PA
NEW/USED: New
YEAR OF VEHICLE:2013
MAKE: Ford
MODEL: Flex SEL
MILEAGE:
RETAIL/LEASE:40,000
AMOUNT OF LOAN:41,000
TERM CONTRACTED:72 months
APR/LEASE RATE:3.9%
MONTHLY PAYMENT:639
ANNUAL INCOME: $78,000 plus bonuses
DEBT TO INCOME RATIO:
MISCELLANEOUS COMMENTARY: traded in car. got lots of rebates since it was a left over 2013. plus got Dplan rate on the vechile. didnt think i would get approved. but got tier 4 and 3.9% plus more rebates thru ford since we financed with ford. have had previous problems with credit score and have been working on improving credit score for the past year and half. so excited to have been approved with such a low interest. and only had to put $1,000 down ( but chose to put money down before applying for the loan)
APPROVING BANK: Audi Financial
BUREAU PULLED: TU
CREDIT SCORE: 703 (auto enhanced, i think)
CUSTOMER STATE OF RESIDENCE: CA
NEW/USED: new
YEAR OF VEHICLE: 2014
MAKE: Audi
MODEL:
RETAIL/LEASE: purchase
AMOUNT OF LOAN: $70K
TERM CONTRACTED:
APR/LEASE RATE: 4.9
MONTHLY PAYMENT:
ANNUAL INCOME: $175K
DEBT TO INCOME RATIO:
MISCELLANEOUS COMMENTARY: approved 1 week post Ch 13 discharge
@makeupho wrote:
APPROVING BANK: Audi Financial
BUREAU PULLED: TU
CREDIT SCORE: 703 (auto enhanced, i think)
CUSTOMER STATE OF RESIDENCE: CA
NEW/USED: new
YEAR OF VEHICLE: 2014
MAKE: Audi
MODEL:
RETAIL/LEASE: purchase
AMOUNT OF LOAN: $70K
TERM CONTRACTED:
APR/LEASE RATE: 4.9
MONTHLY PAYMENT:
ANNUAL INCOME: $175K
DEBT TO INCOME RATIO:
MISCELLANEOUS COMMENTARY: approved 1 week post Ch 13 discharge
What kind of car did you get? Humor me, I want to live vicariously though you.
I'm buying a 2014 Jeep Cherokee soon. They offer 3.2% for 72 months (approximately $515/per month) with no money down. That is, assuming they accept me for premium financing. Is a best to secure financing from a non-dealership lender before I test drive the car? That way I can barter with the dealership regarding the financing they are offering?
Also does anyone know who Jeep pulls? Not that it matters as my TU and EQ are basically the same.
@mAndrew1980 wrote:I'm buying a 2014 Jeep Cherokee soon. They offer 3.2% for 72 months (approximately $515/per month) with no money down. That is, assuming they accept me for premium financing. Is a best to secure financing from a non-dealership lender before I test drive the car? That way I can barter with the dealership regarding the financing they are offering?
Also does anyone know who Jeep pulls? Not that it matters as my TU and EQ are basically the same.
Chrysler Financial pulled TransUnion for me.
APPROVING BANK: Pentagon Federal Credit Union (PenFed)
CREDIT SCORE: 776
CUSTOMER STATE OF RESIDENCE: PA
NEW/USED: Used
YEAR OF VEHICLE: 2006
MAKE: Mazda
MODEL: 3i
MILEAGE: 98600
RETAIL/LEASE: Retail $5365
AMOUNT OF LOAN: $3,000
TERM CONTRACTED: 36 months
APR/LEASE RATE: 0.99%
MONTHLY PAYMENT: $84.00