APPROVING BANK:Americredit
BUREAU PULLED:All
CREDIT SCORE:500-552 (at time of pull)
CUSTOMER STATE OF RESIDENCE:NJ
NEW/USED:New
YEAR OF VEHICLE:2007
MAKE:Nissan
MODEL:Xterra
MILEAGE:24 (at time of purchase)
RETAIL/LEASE:Reatil
AMOUNT OF LOAN:30,000
TERM CONTRACTED:72 months
APR/LEASE RATE: 13% (negotiated down)
MONTHLY PAYMENT:$598.60 (current send $600 intend to increase in Oct -$650)
MISCELLANEOUS COMMENTARY: Praying to improve credit to refinance in about 2 yrs.
FICO Scores 7/15/2008: EQ 600, TU 546, EX 490
9/17/08 - TU 571,12/17/08 649,3/16/09 638, 6/14 642
ScoreWatch 12/17/08 EQ 646, 1/2/ 09 664, 2/2/09 684,2/12/09 673, 2/16/09 688, 2/27 674,3/3 682,4/16 685, 6/28 679
1/2/09 EX 668 2/13/09 669
AS of NOV08 I am Credit card debit free. I AM A MYFICO.COM ADDICTED
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