Hey All!
APPROVING BANK: Dade County Federal CU
BUREAU PULLED: Not sure but my TU was showing 639, EX/EQ(Both in the Low 600's) were averaging around the same.
CREDIT SCORE: Read above.
CUSTOMER STATE OF RESIDENCE: FL
NEW/USED: New
YEAR OF VEHICLE: 2009
MAKE: Mazda
MODEL: 3 I Touring Value / Stormy Blue Mica
MILEAGE: 15
RETAIL/LEASE: Retail
AMOUNT OF LOAN: Low 15k's, don't know the exact figure off my head. lol
TERM CONTRACTED: 72(ouch)
APR/LEASE RATE: 9.6% (another ouch)
MONTHLY PAYMENT: 293.00(and some cents I can't remember lol)
MISCELLANEOUS COMMENTARY: This forum helped me become a bit more knowledgeable when it came to car buying, so a major thanks to everyone who has contributed on here. I had a junker before this car and this is my second car and FIRST new car. I also financed it on my own(my possible co-signer had a voluntary repo back in '03 so.. no go there lol) and got 2k for my car plus 2,300 I put down out of my own pocket. What hurt my credit score and ultimately had me earn that horrendous APR rate was pulling inquiries... =/ yet, what I think was able to help with the approval was the fact I've never been late on any of my credit cards and have always paid more than the minimum.Here's looking forward to staying inquiry-free for the next few months and possibly refi-ing around October or so. I was also able to throw in GAP and an extended powertrain warranty, yay. Love my new car<3
Message Edited by VaneZ87 on 03-08-2009 10:43 AM
06/27/2010- TU: 723 EQ: 693 - hard work does pay off =)
03/27/10- TU: 706 EQ: 658
01/22/10- EX PLUS- 702 TU- 662
01/20/10- EQ- 651
Started - TU- 650, EQ- 634, EX-634