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APPROVING BANK: PenFed
BUREAU PULLED: Eq
CREDIT SCORE: 632
CUSTOMER STATE OF RESIDENCE: NM
NEW/USED: Used
YEAR OF VEHICLE: 2016
MAKE: Cadillac
MODEL: SRX
MILEAGE: 28k
RETAIL/LEASE: $34k
AMOUNT OF LOAN: $30k
TERM CONTRACTED: 72m
APR/LEASE RATE: 3.99%
MONTHLY PAYMENT: $470
ANNUAL INCOME: ~$95k
DEBT TO INCOME RATIO:
MISCELLANEOUS COMMENTARY: I was initially denied and on a whim figured I would send in an email asking for a recon. Came back asking for POI and then it was off to the races.
Congrats on the Tesla, great vehicle.
Hey folks, I'm trying to decide whether or not I want to prequalify for my next car. I'll need a 60-70k loan on 125k/yr income. 750+ scores across the board with no derogs and low utilization. Think this is likely? Don't want to bother with the inquiries if it's not likely to happen..
APPROVING BANK: 3rd Party Dealer
BUREAU PULLED: EXP
CREDIT SCORE: 663
CUSTOMER STATE OF RESIDENCE: CA
NEW/USED: Used
YEAR OF VEHICLE: 2017
MAKE: Dodge
MODEL: Charger
MILEAGE: 7,800
RETAIL/LEASE: RETAIL
AMOUNT OF LOAN: 21,000
TERM CONTRACTED: 60 mos
APR/LEASE RATE: 8.95%
MONTHLY PAYMENT: Approx $412
MISCELLANEOUS COMMENTARY: Will refinance later.