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tch901, you might save a couple hundred a month in fuel alone! Congrats!
@justdonating wrote:tch901, you might save a couple hundred a month in fuel alone! Congrats!
Yes, I am! I have loved that Durango though. But my previous two fill-ups at nearly $85.00 each were the nail in the coffin. Just picked my car up last night... she's pretty!
@clg1231 wrote:APPROVING BANK: Local CU
BUREAU PULLED: Equifax
CREDIT SCORE: 714 (Auto Enhanced FICO)
CUSTOMER STATE OF RESIDENCE: GA
NEW/USED: New
YEAR OF VEHICLE: 2012MAKE: ToyotaMODEL: Camry Hybrid LE
MILEAGE: <50
RETAIL/LEASE: Retail
AMOUNT OF LOAN: Approved for up to 36k, financing approx. 27k
TERM CONTRACTED: 72 months
APR/LEASE RATE: 3.29%
MONTHLY PAYMENT: 420ANNUAL INCOME: 60k
MISCELLANEOUS COMMENTARY: My first new car, first time in my life I've ever had a decent rate. It is time to get out of my monster Dodge Durango, which gets 14.5 mpg. 90% of my driving is city miles. I should average about 42 mpg on my new car. Feeling very proud!
Congrats!
ANNUAL INCOME: 57,000
MISCELLANEOUS COMMENTARY I went in with a blank check from CAP1 up to 18,000 at 4.19 APR but the The Finance people convinced me that it would be to hard to meet all of CAP1's requirements. So I went with Toyota financing even though the APR was higher. I will probably refinance it in a year or so if I can get a lower APR. 331 a month was okay cause I am either going to pay 500 or 600 a month and get the balance down.
previous loan was at 7.5% with Tulsa federal CU and navy federal is giving me 250 dollars cash into my savings just for refinancing with them great people to work with