BUREAU PULLED: All three
CREDIT SCORE: EQ562/EX565/TU619
CUSTOMER STATE OF RESIDENCE: WA
NEW/USED: New
YEAR OF VEHICLE: 2012
MILEAGE: 5
RETAIL/LEASE: Lease
AMOUNT OF LOAN: 34,015
TERM CONTRACTED: 36
APR/LEASE RATE: 4.9
MONTHLY PAYMENT: 458
MISCELLANEOUS COMMENTARY: Wow. Originally approved by Capital One auto loans for 12.63% for 72 months up to $30K. Decided to look into a lease and was approved for a beautiful new car at a great rate. SOOOO happy!
Starting Score: TU592/others?
No prob! Just to clear up one other point, I have 3 lates in the last year (all older than 6 months), a foreclosure from 4 years ago, and 1 CA for $250 still outstanding to be paid. I have nowhere near stellar credit , but they were able to get me approved. This is my first lease so I hope in the end it all works out, but I definitely got a better car than I could have if I purchased outright, got a car with a great residual, no money down, and lower payments than if I purchased a car worth half the value of the CTS.
To those who have recently purchased a vehicle. I plan to buy two vehicles next month. I am a service member stationed overseas and need two for my spouse and I. I plan to purchase a Honda and Toyota, but I want to know where can I get the lowest rates. I plan to apply at Honda and Toyota finance, USAA, PenFed and NFCU. My current score are EQ:799, EX: 804, and TU: 801. Thanks!
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