09-05-2012 08:50 AM
09-05-2012 07:16 PM
09-06-2012 12:04 AM
09-06-2012 12:08 AM
09-06-2012 05:11 AM
09-06-2012 07:17 PM
MISCELLANEOUS COMMENTARY:My first auto loan, ever! I plan to refi here in 6-10 months for a hopefully much better rate, until than, I'm gardening!!
Update: I actually got loan documents today and refused to sign because it showed my credit score much lower than it really was, after talking to their underwriting they corrected my APR to 11.49% Still sucks, but a good bit better.
Also, these people take forever, has anyone else here ever done a private party purchase with Roadloans before?
09-07-2012 03:47 AM
I have a ford mustang that I have had for 10 years with 200,000 miles and my baby is just now giving me a little trouble. I have had to replace some minor parts but nothing major. If the current owner have taken care of the auto it should last you for years to come. I would suggest that you ask for service history before moving forward.
09-07-2012 08:19 AM
09-07-2012 10:30 AM
I had the vehicle fully inspected by a company before purchase, it scored 94/100. It runs great, and mechanically is very sound.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO