Hi there folks! I just got approved for a $30k loan through NFCU at 7.39 0r 93%. This is my 1st ever auto loan and the 1st place I applied to. My question is; should I app the dealership, JFCU, Cap One, or another institution to see if I can get a lower rate? I am surprised that I even got approved for the entire amount and a rate of under 10%. The car I want is available via the NFCU car program. I can always tell the dealership that I got a lower rate from NFCU and see if they match whatever I tell them. The only thing I dont like about the NFCU loan is that they dont refi there own loans. Any input is appreciated!!