Reply
New Member
Posts: 22
Registered: ‎07-27-2013
0

Auto Loan Cosign Now Showing?

I was looking over my credit report and noticed my husband's auto loan that I co-signed for isn't reporting on my end. It's in both of our names, but only showing on his credit report and score not mine... Could I call the bank to ask if they would report the account to my bureaus & if so, will this be a score increase? We've never been late & are in good standing.

 

Needing 14+ points for refinance!!!

Super Contributor
Posts: 9,674
Registered: ‎01-28-2010
0

Re: Auto Loan Cosign Now Showing?

How recently did you purchase the car ? Have you checked all three of your reports ?

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
New Member
Posts: 22
Registered: ‎07-27-2013
0

Re: Auto Loan Cosign Now Showing?

Yes, checked all three. The loan is a little over a year old. The thing that is crazy is that my car loan company only reports to two of the three, equifax and transunion, but not experian. Experian is my lowest score. I would think by adding this loan this is supposed to be reporting anyway would help. I wish I could know for sure. We've never been late on it.
New Member
Posts: 22
Registered: ‎07-27-2013
0

Re: Auto Loan Cosign Now Showing?

Sorry to be confusing, my car loan (1) shows on two of three. Husbands truck/auto loan (2) shows on all bureaus but doesn't show on mine even though I am a cosigner.
Super Contributor
Posts: 9,674
Registered: ‎01-28-2010
0

Re: Auto Loan Cosign Now Showing?

Well if it's not reporting anywhere then I'd call the creditor and ask about it. If you're a co signer then it should show up.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.