Wanted to get an Auto Loan for about 36,000. I started to clean up my credit back in Dec of 2013. Paid of all of my collections and was finally able to secure a mortgage back in June 2014,I was also approved for a furniture store credit card for about 4,000 a Chase Freedom $1,000 and Target card for $600 back in Sept 14. I have 5 inquires since Feb 14 up till now. not sure if thats impacting my score.
We are now trying to get a new SUV maybe in the next 2 months but was wondering what kind of intrest rate i would get with a 658 credit score. im looking to put about 7,000 down with a DTI of 23%. My income is about 90,000. Any advice would be helpful..thanks so much
Hard for me to say but likely should be able to get 5-6% in my opinion, maybe better in some cases.
Make friends with a CU.
Thanks, that would be great if i could get that. Im keeping my fingers crossed