I have a 2008 Nissian Altima, that I really need to refinance, however I am having a really hard time. My credit score is Equifax 585 experian 592,not sure of transunion. I owe 19600 and the interest rate is 17% my payments are 520. When I got this car my score was high 400's. I cant trade it and the last time I tried to refinance with Cap one i was declined, because of the payoff. Are there any suggestions, for this or am I basically stuck in this vehicle.
