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I just put $20,000 on my auto loan to pay it off entirely. This payment (cashiers check) was submitted to the credit union's branch office on 12/17. However, my normal payment schedule is on the 1st of every month. So, two questions...
One other quick note: the car loan is only 7 months old, so in theory, I guess paying it off could potentially negate the negative effect that a "new account" has on your score? Since that new account is no longer in question.
Thoughts?