I recently applied for an auto loan with the credit union I've been with since 1999. The reason for denial is: Poor credit performance with us. I'm not understanding because; 1. I have direct deposit 2. I have a secured card that is paid on time. I have never been late in the 6 years I've had the card. I had a BK in 2000 and the lawyer said I had to include everything in the petition (which included overdraft protection of $500.00 from the CU). When I tried to get overdraft protection 3 years ago, the nasty rep said you owe us money. I owe you money but I still have an account with you. This is the only poor performance I've ever had. Is there anything that can be done? If not, then I will take my business elsewhere Thanks
Starting Score: EQ 430, TU 467, EX 465
Already looking for another bank! Thanks