New Member
Posts: 4
Registered: ‎10-22-2011

Auto Refinance - I know another one


FICO - 733

Current Loan Holder - Cap One AF

Current Rate - 5.17%

Payment - $398.02

Payoff - $21,209.25

Orig - $24,544.38

Start Date - 1/29/2013

Term - 73 Months

Mileage - ~25000mi


I would like to refi just for a better interest rate.  I dont know if lenders will allow me to keep my current term.  If not keep it really close.  I know a percentage or 2 off only would lower the monthly payment ~$15-$30 but every bit counts.


Any advise is appreciated.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+