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New Member
spuddly0014
Posts: 4
Registered: ‎10-22-2011
0

Auto Refinance - I know another one

Situation

FICO - 733

Current Loan Holder - Cap One AF

Current Rate - 5.17%

Payment - $398.02

Payoff - $21,209.25

Orig - $24,544.38

Start Date - 1/29/2013

Term - 73 Months

Mileage - ~25000mi

 

I would like to refi just for a better interest rate.  I dont know if lenders will allow me to keep my current term.  If not keep it really close.  I know a percentage or 2 off only would lower the monthly payment ~$15-$30 but every bit counts.

 

Any advise is appreciated.


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